Food & Beverage · Brand U-41850
International House Of Pancakes franchise research
Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.
Open your research shortlistSource: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources
- Investment
- $1,907,682 to $3,329,845 Inline/Endcap/Conversion · +3 more
- Royalty
- 4.5% 4.5% of total Gross Sales, billed weekly, due 16 days after invoice date
- Working capital
- $16,500 to $85,250 for payroll, utilities, attorneys, and accountants
- Units
- 1,630 -25 net in 2025
- SBA loans approved
- 0 FY2021 to FY2026 YTD
- SBA charge-off share
- 0.00% historical, not a failure rate
Investment by format
| Format | Disclosed range |
|---|---|
| Inline/Endcap/Conversion | $1,907,682 to $3,329,845 |
| 2700 Prototype | $2,708,932 to $4,240,095 |
| Large Format Prototype | $2,839,182 to $4,823,457 |
| Dual Branded Restaurant Concept | $616,682 to $4,632,445 |
Format-specific estimates only. Do not combine one format's minimum with another format's maximum.
Investment sourceFDD p.28 ↗
Franchise fees and ongoing costs
- Franchise fee
- $0 to $300,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
- Royalty
- 4.5% · 4.5% of total Gross Sales, billed weekly, due 16 days after invoice date
- Marketing contribution
- 3.5% (basis not captured; see original filing)
- Technology fee
- Dine Brands Franchisee Technology Services Support (Help Desk): $1,900-$2,500 per year, billed annually, due 30 days after billing
- Other fees
- National Gift Card Program Charges (15% of redeemed portion of gift cards sold nationally); various required POS/technology fees (POS hardware $20,000-$60,000, Tray POS SaaS $2,900-$4,000/yr, EMV/P2P $1,300-$4,500/yr, Wi-Fi $90-$450/mo); Additional Training Fee $5,000/person
- Working capital (FDD Item 7)
- $16,500 to $85,250 for payroll, utilities, attorneys, and accountants
Fees sourceFDD p.21 ↗
Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.
Investment sourceFDD p.28 ↗
Franchise fee sourceFDD · page not captured ↗
Financial performance: Item 19
- Item 19 captured
- Yes
- Metric / basis
- Historical Gross Sales of traditional franchised Restaurants (average, median, high, low), broken out by U.S. Census region and by restaurant prototype (freestanding, in-line, endcap)
- Reporting period
- Two 12-month periods: Jan 1, 2024 - Dec 29, 2024 (FY2024) and Dec 30, 2024 - Dec 28, 2025 (FY2025)
- Sample
- 1,463 active traditional franchised IHOP Restaurants as of Dec 28, 2025 (includes 33 opened in 2025; excludes 145 subfranchised traditional restaurants, all Non-Traditional restaurants, and 24 Dual Branded Restaurants)
- Reported average
- Not captured
- Reported median
- Not captured
Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.
Item 19 performance sourceFDD p.66 ↗
Unit growth: Item 20
- Reporting year
- 2025
- Scope
- franchised outlets
- Starting outlets
- 1655
- Year-end outlets
- 1630
- Net change
- -25
- Derivation
- ending minus starting outlets
- Openings
- 33
- Terminations
- 0
- Non-renewals
- 9
- Other closures
- 39
- Reacquisitions
- 10
- Transfers
- 69
Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.
Unit growth sourceFDD p.68 ↗
SBA loan history
- Loan activity
- 0 approvals
- Activity window
- FY2021-FY2026 YTD; snapshot 2026-06-30
- Median SBA loan
- Not captured
- Median loan window
- Not captured
- Median loan sample
- Not captured
- Historical charge-off share
- 0.00%
- Cohort
- 7(a) FY2010-2019 approvals
- Numerator / denominator
- 0 / 16
- Formula
- CHGOFF / (PIF + CHGOFF + EXEMPT) × 100
This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Questions before you invest
How much does International House Of Pancakes franchise cost?
Inline/Endcap/Conversion: $1,907,682 to $3,329,845; 2700 Prototype: $2,708,932 to $4,240,095; Large Format Prototype: $2,839,182 to $4,823,457; Dual Branded Restaurant Concept: $616,682 to $4,632,445 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $0 to $300,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..
Investment sourceFDD p.28 ↗
Franchise fee sourceFDD · page not captured ↗
How much do International House Of Pancakes owners make?
Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Historical Gross Sales of traditional franchised Restaurants (average, median, high, low), broken out by U.S. Census region and by restaurant prototype (freestanding, in-line, endcap). Sample: 1,463 active traditional franchised IHOP Restaurants as of Dec 28, 2025 (includes 33 opened in 2025; excludes 145 subfranchised traditional restaurants, all Non-Traditional restaurants, and 24 Dual Branded Restaurants). Period: Two 12-month periods: Jan 1, 2024 - Dec 29, 2024 (FY2024) and Dec 30, 2024 - Dec 28, 2025 (FY2025).
Item 19 performance sourceFDD p.66 ↗
What's the SBA charge-off rate for International House Of Pancakes?
0.00%; numerator / denominator: 0 / 16. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Sources and data details
Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.
Show document IDs, page pointers and hashes
Original source · FDD issued: Not captured; Registry received: 03/27/2026
Document: 35640-202603-10; document SHA-256: 7206aec070e56312ce340904f8ac6f06f22ef2aacae8fb21513cfeef20243bcc
PDF page: 21; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 03/27/2026
Document: 35640-202603-10; document SHA-256: 7206aec070e56312ce340904f8ac6f06f22ef2aacae8fb21513cfeef20243bcc
PDF page: 28; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 03/27/2026
Document: 35640-202603-10; document SHA-256: 7206aec070e56312ce340904f8ac6f06f22ef2aacae8fb21513cfeef20243bcc
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Original source · FDD issued: Not captured; Registry received: 03/27/2026
Document: 35640-202603-10; document SHA-256: 7206aec070e56312ce340904f8ac6f06f22ef2aacae8fb21513cfeef20243bcc
PDF page: 66; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 03/27/2026
Document: 35640-202603-10; document SHA-256: 7206aec070e56312ce340904f8ac6f06f22ef2aacae8fb21513cfeef20243bcc
PDF page: 68; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b