Insty-Prints franchise research

Investment by format

Not captured: no complete named investment format. Unknown is not zero.

Investment sourceFDD · page not captured ↗

Franchise fees and ongoing costs

Franchise fee

$10,000 to $45,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

6% · Sliding scale of Gross Sales, paid monthly by the 20th via EFT: 6% up to $1,272,818/yr, 4% on the portion from $1,272,818-$2,545,637, 1.5% above $2,545,637 (not broken out by brand)

Marketing contribution

2% (basis not captured; see original filing)

Technology fee

$50/month Technology Services Fee (may be increased by franchisor up to a max of $1,000/month)

Other fees

Local Website fee (Insty-Prints: currently paid by the Marketing Fund, but franchisor may charge an estimated $50/mo); Alliance Resource Center (ARC) fees $60-$90/hr (max $150/hr) for outsourced projects; Non-Compliance Fee $250/default/month

Working capital (FDD Item 7)

Not captured

Fees sourceFDD p.18 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Average/median/range of Annual Royalty-Based Sales and an Operating Ratio Study (COGS%, Staff Cost%, Operating Expenses%, Capital Asset Cost%, EBITDA%) — disclosed only for franchised Allegra Centers; no financial performance data is broken out for Insty-Prints

Reporting period

2025 (Royalty-Based Sales); FY2024 (Operating Ratio Study, conducted in 2025)

Sample

140 of 146 franchised Allegra Centers (Royalty-Based Sales); 92 of 154 Allegra Centers (76 Participating Franchisees) for the Operating Ratio Study — Insty-Prints Centers are not included in either dataset

Reported average

Not captured

Reported median

Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.57 ↗

Unit growth: Item 20

Reporting year

2025

Scope

franchised outlets

Starting outlets

15

Year-end outlets

14

Net change

-1

Derivation

ending minus starting outlets

Openings

Not captured

Terminations

Not captured

Non-renewals

Not captured

Other closures

Not captured

Reacquisitions

Not captured

Transfers

Not captured

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.63 ↗

SBA loan history

Loan activity

0 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

Not captured

Median loan window

Not captured

Median loan sample

Not captured

Historical charge-off share

Suppressed: fewer than 10 seasoned loans

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

0 / 8

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Insty-Prints franchise cost?

No complete named investment format is captured. These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $10,000 to $45,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD · page not captured ↗

Franchise fee sourceFDD · page not captured ↗

How much do Insty-Prints owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average/median/range of Annual Royalty-Based Sales and an Operating Ratio Study (COGS%, Staff Cost%, Operating Expenses%, Capital Asset Cost%, EBITDA%) — disclosed only for franchised Allegra Centers; no financial performance data is broken out for Insty-Prints. Sample: 140 of 146 franchised Allegra Centers (Royalty-Based Sales); 92 of 154 Allegra Centers (76 Participating Franchisees) for the Operating Ratio Study — Insty-Prints Centers are not included in either dataset. Period: 2025 (Royalty-Based Sales); FY2024 (Operating Ratio Study, conducted in 2025).

Item 19 performance sourceFDD p.57 ↗

What's the SBA charge-off rate for Insty-Prints?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 8. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability.

SBA loans sourceSBA data · Jun 30, 2026 ↗