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Home Services · Brand S6700

iFoam franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$164,599 to $255,507
standard - single Protected Territory
Royalty
$3,000
Flat monthly Franchise Fee, not a percentage of gross sales: greater of $3,000/month or $3.00 per 1,000 general population in each Protected Territory (single fee even if multiple agreements/territories held).
Working capital
$20,000-$40,000
for at least 3 months, based on an owner-operated business and excluding owner's draw/salary; covers wages for 1 General Manager, 1 Salesperson, 1 Lead Technician, and 1 Install Technician. Recommends (not required) an additional $10,000-$20,000 per additional Protected Territory for multi-unit owners.
Units
92
-8 net in 2025
SBA loans approved
66
FY2021 to FY2026 YTD
SBA charge-off share
Small sample
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
standard - single Protected Territory$164,599 to $255,507

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.24 ↗

Franchise fees and ongoing costs

Franchise fee
$15,000 to $20,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
Flat monthly Franchise Fee, not a percentage of gross sales: greater of $3,000/month or $3.00 per 1,000 general population in each Protected Territory (single fee even if multiple agreements/territories held).
Marketing contribution
Not captured
Technology fee
Not captured
Other fees
Software Updates (actual cost, as billed); Audit Costs (actual cost); Late Payment fee ($100/incident + 1.5%/month interest)
Working capital (FDD Item 7)
$20,000-$40,000 for at least 3 months, based on an owner-operated business and excluding owner's draw/salary; covers wages for 1 General Manager, 1 Salesperson, 1 Lead Technician, and 1 Install Technician. Recommends (not required) an additional $10,000-$20,000 per additional Protected Territory for multi-unit owners.

Fees sourceFDD p.18 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.24 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Historical Gross Sales by performance quartile (aggregate, average, highest, lowest, median, and % exceeding group average) for Reporting Businesses; also gross sales split by residential vs. commercial job type, and average/median/high/low for Total Estimates, Close Ratio, and Average Job Size. No cost, expense, or profit information is disclosed.
Reporting period
2025 calendar year (January 1, 2025 - December 31, 2025)
Sample
19 of 22 franchisees (operating 87 Protected Territories) that had been in business for the entire 2025 calendar year; 3 franchisees not operational the full year were excluded.
Reported average
$1,763,240
Reported median
$1,427,407

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.71 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
100
Year-end outlets
92
Net change
-8
Derivation
ending minus starting outlets
Openings
13
Terminations
21
Non-renewals
0
Other closures
0
Reacquisitions
0
Transfers
6

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.73 ↗

SBA loan history

Loan activity
66 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$628,900
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
55 loans
Historical charge-off share
Suppressed: fewer than 10 seasoned loans
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
0 / 0
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does iFoam franchise cost?

standard - single Protected Territory: $164,599 to $255,507 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $15,000 to $20,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.24 ↗

Franchise fee sourceFDD · page not captured ↗

How much do iFoam owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Historical Gross Sales by performance quartile (aggregate, average, highest, lowest, median, and % exceeding group average) for Reporting Businesses; also gross sales split by residential vs. commercial job type, and average/median/high/low for Total Estimates, Close Ratio, and Average Job Size. No cost, expense, or profit information is disclosed.. Sample: 19 of 22 franchisees (operating 87 Protected Territories) that had been in business for the entire 2025 calendar year; 3 franchisees not operational the full year were excluded.. Period: 2025 calendar year (January 1, 2025 - December 31, 2025).

Item 19 performance sourceFDD p.71 ↗

What's the SBA charge-off rate for iFoam?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 0. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $628,900; window: FY2023-FY2026 YTD through 2026-06-30; sample: 55 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 04/22/2026
Document: 36144-202604-08; document SHA-256: 637cf6dc4be8e4b41072af2837bebe88bc3298907133600b7350fa6c75a22911
PDF page: 18; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 04/22/2026
Document: 36144-202604-08; document SHA-256: 637cf6dc4be8e4b41072af2837bebe88bc3298907133600b7350fa6c75a22911
PDF page: 24; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 04/22/2026
Document: 36144-202604-08; document SHA-256: 637cf6dc4be8e4b41072af2837bebe88bc3298907133600b7350fa6c75a22911
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 04/22/2026
Document: 36144-202604-08; document SHA-256: 637cf6dc4be8e4b41072af2837bebe88bc3298907133600b7350fa6c75a22911
PDF page: 71; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 04/22/2026
Document: 36144-202604-08; document SHA-256: 637cf6dc4be8e4b41072af2837bebe88bc3298907133600b7350fa6c75a22911
PDF page: 73; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval