Huddle House franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.30 ↗

Franchise fees and ongoing costs

Franchise fee

$15,000 to $35,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

4.75% · 4.75% of Net Sales, paid weekly

Marketing contribution

3.5% (basis not captured; see original filing)

Technology fee

$25/month (POS helpdesk/polling) plus $349-$550/month for designated third-party technology services

Other fees

Financial report program service fee $12.50/month; Non-Participation/Non-Reporting Fee $100-$300/month; Central Billing Fee up to 10% of amounts billed

Working capital (FDD Item 7)

$50,000 to $75,000 for employees and vendors during the first 3 months

Fees sourceFDD p.21 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.30 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Historical Net Sales by performance tier (top 10%, 50-90%, 10-50%, bottom 10%) showing average, high, median, and low Net Sales per unit, for Total System, Franchised-only, and Company-Owned-only groups

Reporting period

Calendar Year 2024 (most recent of three years disclosed: 2022, 2023, 2024)

Sample

261 Total System units (205 Franchised, 56 Company-Owned) meeting inclusion criteria for CY2024; 15 additional units with 2024 sales were excluded for not meeting criteria (partial-year operation, closures, etc.)

Reported average

$796,063

Reported median

$783,206

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.76 ↗

Unit growth: Item 20

Reporting year

2024 (HHI fiscal year May 1, 2024 to April 29, 2025)

Scope

franchised outlets

Starting outlets

216

Year-end outlets

212

Net change

-4

Derivation

ending minus starting outlets

Openings

14

Terminations

9

Non-renewals

1

Other closures

5

Reacquisitions

3

Transfers

21

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.82 ↗

SBA loan history

Loan activity

5 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

Not captured

Median loan window

Not captured

Median loan sample

Not captured

Historical charge-off share

17.86%

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

5 / 28

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Huddle House franchise cost?

Mainline Traditional Unit (15-year term): $555,375 to $2,381,275; Standalone Express Unit (15-year term): $394,830 to $1,251,775; Non-Traditional Unit (10-year term): $380,880 to $1,310,775 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $15,000 to $35,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.30 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Huddle House owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Historical Net Sales by performance tier (top 10%, 50-90%, 10-50%, bottom 10%) showing average, high, median, and low Net Sales per unit, for Total System, Franchised-only, and Company-Owned-only groups. Sample: 261 Total System units (205 Franchised, 56 Company-Owned) meeting inclusion criteria for CY2024; 15 additional units with 2024 sales were excluded for not meeting criteria (partial-year operation, closures, etc.). Period: Calendar Year 2024 (most recent of three years disclosed: 2022, 2023, 2024).

Item 19 performance sourceFDD p.76 ↗

What's the SBA charge-off rate for Huddle House?

17.86%; numerator / denominator: 5 / 28. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability.

SBA loans sourceSBA data · Jun 30, 2026 ↗