Homewatch CareGivers franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.33 ↗

Franchise fees and ongoing costs

Franchise fee

$50,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

5% · 5% of Gross Revenue monthly, or the Minimum Royalty if greater (none months 0-6; $500/mo months 7-12; $1,000 months 13-24; $1,250 months 25-36; $1,500 months 37-48; $2,000 months 49-60; $2,500/mo after)

Marketing contribution

2% (basis not captured; see original filing)

Technology fee

$225 per month (can rise up to $150/yr to a $500/mo max); also Care+ software minimum $495/month, $350/month website fee, Academy $2.75/mo per active employee

Other fees

Care+ software minimum $495/month; website fee $350/month; Homewatch CareGivers Academy $2.75/month per active employee in Care+

Working capital (FDD Item 7)

Additional Funds - (3 months): $70,000 to $90,000; FDD strongly recommends an additional $75,000 to $100,000 available in the first year; excludes any owner salary or draw

Fees sourceFDD p.18 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.33 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Gross Revenue by years in business, per Territory and per franchisee (average, median, high, low); revenue growth; systemwide sales; direct caregiver costs as % of Gross Revenue

Reporting period

Fiscal year ended December 31, 2025 (growth table compares 2024 and 2025)

Sample

112 franchisees operating 214 Territories open for the full 2025 year (out of 264 Territories / 142 franchisees at year-end); Table 4 based on 94 franchisees / 201 Territories

Reported average

$1,360,485

Reported median

$665,688

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.75 ↗

Unit growth: Item 20

Reporting year

2025

Scope

franchised outlets

Starting outlets

231

Year-end outlets

260

Net change

+29

Derivation

ending minus starting outlets

Openings

42

Terminations

10

Non-renewals

1

Other closures

2

Reacquisitions

0

Transfers

7

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.79 ↗

SBA loan history

Loan activity

41 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$150,000

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

30 loans

Historical charge-off share

5.26%

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

1 / 19

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Homewatch CareGivers franchise cost?

standard (single Territory; same range for conversions of existing home care businesses): $142,890 to $194,080 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $50,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.33 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Homewatch CareGivers owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Gross Revenue by years in business, per Territory and per franchisee (average, median, high, low); revenue growth; systemwide sales; direct caregiver costs as % of Gross Revenue. Sample: 112 franchisees operating 214 Territories open for the full 2025 year (out of 264 Territories / 142 franchisees at year-end); Table 4 based on 94 franchisees / 201 Territories. Period: Fiscal year ended December 31, 2025 (growth table compares 2024 and 2025).

Item 19 performance sourceFDD p.75 ↗

What's the SBA charge-off rate for Homewatch CareGivers?

5.26%; numerator / denominator: 1 / 19. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $150,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 30 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗