HomeTeam Inspection Service franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.13 ↗

Franchise fees and ongoing costs

Franchise fee

$45,000 to $65,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

6% · Weekly, % of Gross Sales, tiered down as volume rises: 6% on the first $500,000 of annual Gross Sales, 5.5% on $500,001-$750,000, 5% on $750,001-$1,000,000, 4% over $1,000,001 (collected weekly at 6% then refunded monthly to the applicable tier); subject to an Annual Minimum Royalty Fee if actual royalties fall below 6% of a required Minimum Annual Gross Sales threshold.

Marketing contribution

3% (basis not captured; see original filing)

Technology fee

$100/month, plus $10/month for each additional phone number

Other fees

Digital Marketing Fee $229/month (after first 6 months included in start-up package); optional FrontOffice CRM service $1,050-$1,550/month (after first 9 months included); annual Convention Fee (e.g. $1,250/person, $1,750/2 people for the 2025 convention), mandatory regardless of attendance

Working capital (FDD Item 7)

$2,000 to $4,000 for payroll, initial supplies, and other operating expenses during the first 3 months of operation.

Fees sourceFDD p.10 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.13 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Average/median/high/low Gross Revenue by quartile (for franchisees open 2+ years or averaging >$100,000 Gross Revenue), a separate table for franchisees with Gross Revenue under $100,000, and average/median home-inspection fee data

Reporting period

Twelve months ended 12/31/2025 (document also shows 12/31/2023 and 12/31/2024 comparison columns)

Sample

148 franchisees operating 191 territories in calendar 2025; 95 franchisees (64%) had Gross Revenue >=$100,000 and are split into 4 quartiles of 24, 24, 24, and 23 franchisees; 31 franchisees (21%) had Gross Revenue under $100,000; 21 franchisees (14%) had been in business under 2 years or lacked full 12-month data and were excluded

Reported average

Not captured

Reported median

Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.37 ↗

Unit growth: Item 20

Reporting year

2025

Scope

franchised outlets

Starting outlets

200

Year-end outlets

191

Net change

-9

Derivation

ending minus starting outlets

Openings

6

Terminations

10

Non-renewals

4

Other closures

3

Reacquisitions

0

Transfers

3

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.42 ↗

SBA loan history

Loan activity

10 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$150,000

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

3 loans

Historical charge-off share

17.65%

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

3 / 17

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does HomeTeam Inspection Service franchise cost?

standard (new territory): $65,100 to $91,800; converted (existing inspection business converting to HomeTeam): $42,600 to $59,300 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $45,000 to $65,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.13 ↗

Franchise fee sourceFDD · page not captured ↗

How much do HomeTeam Inspection Service owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average/median/high/low Gross Revenue by quartile (for franchisees open 2+ years or averaging >$100,000 Gross Revenue), a separate table for franchisees with Gross Revenue under $100,000, and average/median home-inspection fee data. Sample: 148 franchisees operating 191 territories in calendar 2025; 95 franchisees (64%) had Gross Revenue >=$100,000 and are split into 4 quartiles of 24, 24, 24, and 23 franchisees; 31 franchisees (21%) had Gross Revenue under $100,000; 21 franchisees (14%) had been in business under 2 years or lacked full 12-month data and were excluded. Period: Twelve months ended 12/31/2025 (document also shows 12/31/2023 and 12/31/2024 comparison columns).

Item 19 performance sourceFDD p.37 ↗

What's the SBA charge-off rate for HomeTeam Inspection Service?

17.65%; numerator / denominator: 3 / 17. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $150,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 3 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗