Research preview · Archived source data · Not independently reviewed · Automated extraction

Retail · Brand S7893

Hear Again America franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$190,600 to $333,950
Single Unit under Franchise Agreement · +1 more
Royalty
5%
5% of Net Sales, collected monthly, with quarterly reconciliation for over/underpayment
Working capital
$30,000-$50,000
for pre-operational expenses and first 3 months of operations, including employee salaries/wages, utilities, payroll taxes, additional advertising, insurance, bank charges, supplies, staff recruiting, state tax/license fees, deposits, and prepaid expenses
Units
10
+6 net in 2025
SBA loans approved
13
FY2021 to FY2026 YTD
SBA charge-off share
Small sample
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
Single Unit under Franchise Agreement$190,600 to $333,950
3 Units under Area Development Agreement (Development Fee + initial Center)$257,100 to $388,450

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.18 ↗

Franchise fees and ongoing costs

Franchise fee
$30,000 to $50,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
5% · 5% of Net Sales, collected monthly, with quarterly reconciliation for over/underpayment
Marketing contribution
3% (basis not captured; see original filing)
Technology fee
$500/month currently, subject to change on 30 days' notice, capped at 25% increase annually
Other fees
Access Fee for Software ($150/mo full-time location, up to $250/mo); Regional Cooperative Advertising (up to 6% of monthly Net Sales, if established); National/Regional Account Fees (1-10% of Gross Revenue for the account)
Working capital (FDD Item 7)
$30,000-$50,000 for pre-operational expenses and first 3 months of operations, including employee salaries/wages, utilities, payroll taxes, additional advertising, insurance, bank charges, supplies, staff recruiting, state tax/license fees, deposits, and prepaid expenses

Fees sourceFDD p.13 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.18 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Net Sales, COGS, Gross Profit, Operating Expenses, Franchise Fee Adjustments, EBITDA (if franchised), and Adjusted Margin for full-time Affiliate-Owned Outlets; Net Sales and Gross Profit for Franchised Outlets; average/median/high/low Net Sales comparison
Reporting period
FY2025 (January 2025 - December 2025)
Sample
16 full-time Affiliate-Owned Outlets (of 27 total affiliate full/part-time outlets); 7 Franchised Outlets that operated the full Measuring Period (of 10 franchised outlets in operation at fiscal year end; 2 partial-year franchised outlets excluded)
Reported average
$375,019
Reported median
$263,237

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.50 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
4
Year-end outlets
10
Net change
+6
Derivation
ending minus starting outlets
Openings
6
Terminations
0
Non-renewals
0
Other closures
0
Reacquisitions
0
Transfers
0

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.51 ↗

SBA loan history

Loan activity
13 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$250,000
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
13 loans
Historical charge-off share
Suppressed: fewer than 10 seasoned loans
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
0 / 0
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Hear Again America franchise cost?

Single Unit under Franchise Agreement: $190,600 to $333,950; 3 Units under Area Development Agreement (Development Fee + initial Center): $257,100 to $388,450 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $30,000 to $50,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.18 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Hear Again America owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Net Sales, COGS, Gross Profit, Operating Expenses, Franchise Fee Adjustments, EBITDA (if franchised), and Adjusted Margin for full-time Affiliate-Owned Outlets; Net Sales and Gross Profit for Franchised Outlets; average/median/high/low Net Sales comparison. Sample: 16 full-time Affiliate-Owned Outlets (of 27 total affiliate full/part-time outlets); 7 Franchised Outlets that operated the full Measuring Period (of 10 franchised outlets in operation at fiscal year end; 2 partial-year franchised outlets excluded). Period: FY2025 (January 2025 - December 2025).

Item 19 performance sourceFDD p.50 ↗

What's the SBA charge-off rate for Hear Again America?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 0. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $250,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 13 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 06/17/2026
Document: 36889-202606-07; document SHA-256: 0e7b45c97c84ee119ced6162ffaa02dd4f5f36ea93bee598e38090cf73cf8ad3
PDF page: 13; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 06/17/2026
Document: 36889-202606-07; document SHA-256: 0e7b45c97c84ee119ced6162ffaa02dd4f5f36ea93bee598e38090cf73cf8ad3
PDF page: 18; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 06/17/2026
Document: 36889-202606-07; document SHA-256: 0e7b45c97c84ee119ced6162ffaa02dd4f5f36ea93bee598e38090cf73cf8ad3
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 06/17/2026
Document: 36889-202606-07; document SHA-256: 0e7b45c97c84ee119ced6162ffaa02dd4f5f36ea93bee598e38090cf73cf8ad3
PDF page: 50; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 06/17/2026
Document: 36889-202606-07; document SHA-256: 0e7b45c97c84ee119ced6162ffaa02dd4f5f36ea93bee598e38090cf73cf8ad3
PDF page: 51; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval