HealthSource Chiropractic franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.25 ↗

Franchise fees and ongoing costs

Franchise fee

$35,000 to $60,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

7% · 7% of gross revenues, paid monthly on prior month's gross revenues (Continuing Franchise Fee)

Marketing contribution

2% (basis not captured; see original filing)

Technology fee

$199 per month

Other fees

Data Security Fee $15 per email address per month (minimum 2 addresses); HSWorx billing software about $629 per month (Item 7 note 17); cooperative contribution up to 5% if a cooperative is formed (none currently)

Working capital (FDD Item 7)

Additional Funds - 3 months: $9,072 to $13,609 (Conversion Clinic); $33,495 to $44,840 (Start-up Clinic). Includes start-up expenses and payroll during first 3 months, not owner draw or salary.

Fees sourceFDD p.17 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.25 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Average and median gross revenues by year and quartile for Qualifying Units (2025 vs 2024); 2025 Gross Profit (revenue less royalty, ad fund, tech fee, non-owner wages, rent, utilities, software fees) for 68 Participating Franchisees; conversion %, patient visit average, case average, and average visit income

Reporting period

Fiscal year 2025 (Jan 1 - Dec 31, 2025), with 2024 comparison

Sample

116 Qualifying Units for 2025 (107 in the year-over-year comparison); 68 Participating Franchisees for Gross Profit; 128 total units at end of 2025

Reported average

$609,587

Reported median

$515,779

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.68 ↗

Unit growth: Item 20

Reporting year

2025

Scope

franchised outlets

Starting outlets

132

Year-end outlets

128

Net change

-4

Derivation

ending minus starting outlets

Openings

11

Terminations

5

Non-renewals

6

Other closures

3

Reacquisitions

0

Transfers

5

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.72 ↗

SBA loan history

Loan activity

26 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$405,500

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

22 loans

Historical charge-off share

7.59%

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

6 / 79

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does HealthSource Chiropractic franchise cost?

Conversion Clinic (single): $83,447 to $400,005; Start-up Clinic (single): $435,932 to $635,078; Multi-unit development, 2 Start-up Clinics (initial clinic + fee): $485,932 to $685,078; Multi-unit development, 3 Start-up Clinics (initial clinic + fee): $510,932 to $710,078 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $35,000 to $60,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.25 ↗

Franchise fee sourceFDD · page not captured ↗

How much do HealthSource Chiropractic owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average and median gross revenues by year and quartile for Qualifying Units (2025 vs 2024); 2025 Gross Profit (revenue less royalty, ad fund, tech fee, non-owner wages, rent, utilities, software fees) for 68 Participating Franchisees; conversion %, patient visit average, case average, and average visit income. Sample: 116 Qualifying Units for 2025 (107 in the year-over-year comparison); 68 Participating Franchisees for Gross Profit; 128 total units at end of 2025. Period: Fiscal year 2025 (Jan 1 - Dec 31, 2025), with 2024 comparison.

Item 19 performance sourceFDD p.68 ↗

What's the SBA charge-off rate for HealthSource Chiropractic?

7.59%; numerator / denominator: 6 / 79. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $405,500; window: FY2023-FY2026 YTD through 2026-06-30; sample: 22 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗