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Granite Transformations franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Apr 1, 2026 · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$176,411 to $315,817
standard Operations Center (leased)
Royalty
5%
5% of Gross Sales, debited monthly on the first Thursday of each month
Working capital
$30,000 - $50,000
estimated minimum additional funds for the first three months of operation (employee salaries, inventory, rent, utilities); excludes owner compensation, interest, and finance charges.
Units
24
-7 net in 2025
SBA loans approved
0
FY2021 to FY2026 YTD
SBA charge-off share
38.46%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
standard Operations Center (leased)$176,411 to $315,817

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.21 ↗

Franchise fees and ongoing costs

Franchise fee
$45,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
5% · 5% of Gross Sales, debited monthly on the first Thursday of each month
Marketing contribution
3% (basis not captured; see original filing)
Technology fee
$1,000/month currently, may increase up to $2,000/month, billed monthly
Other fees
Local/Regional Advertising Cooperative (up to 5% of Gross Sales if established); Annual Conference Attendance Fee (up to $1,500); Customer Service and Refunds reimbursement (varies)
Working capital (FDD Item 7)
$30,000 - $50,000 estimated minimum additional funds for the first three months of operation (employee salaries, inventory, rent, utilities); excludes owner compensation, interest, and finance charges.

Fees sourceFDD p.15 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.21 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
No
Metric / basis
none - franchisor makes no financial performance representations
Reporting period
Not captured
Sample
Not captured
Reported average
Not captured
Reported median
Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.48 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
31
Year-end outlets
24
Net change
-7
Derivation
ending minus starting outlets
Openings
4
Terminations
5
Non-renewals
6
Other closures
0
Reacquisitions
0
Transfers
3

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.49 ↗

SBA loan history

Loan activity
0 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
Not captured
Median loan window
Not captured
Median loan sample
Not captured
Historical charge-off share
38.46%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
5 / 13
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Granite Transformations franchise cost?

standard Operations Center (leased): $176,411 to $315,817 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $45,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.21 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Granite Transformations owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: none - franchisor makes no financial performance representations. Sample: Not captured. Period: Not captured.

Item 19 performance sourceFDD p.48 ↗

What's the SBA charge-off rate for Granite Transformations?

38.46%; numerator / denominator: 5 / 13. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: 2026-04-01; Registry received: 04/17/2026
Document: 36034-202604-02; document SHA-256: 21afdad693ed139bd3ad011e64b6ac0649510b944f88da543a9d241884f9e467
PDF page: 15; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: 2026-04-01; Registry received: 04/17/2026
Document: 36034-202604-02; document SHA-256: 21afdad693ed139bd3ad011e64b6ac0649510b944f88da543a9d241884f9e467
PDF page: 21; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: 2026-04-01; Registry received: 04/17/2026
Document: 36034-202604-02; document SHA-256: 21afdad693ed139bd3ad011e64b6ac0649510b944f88da543a9d241884f9e467
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: 2026-04-01; Registry received: 04/17/2026
Document: 36034-202604-02; document SHA-256: 21afdad693ed139bd3ad011e64b6ac0649510b944f88da543a9d241884f9e467
PDF page: 48; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: 2026-04-01; Registry received: 04/17/2026
Document: 36034-202604-02; document SHA-256: 21afdad693ed139bd3ad011e64b6ac0649510b944f88da543a9d241884f9e467
PDF page: 49; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b