Gold's Gym franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.20 ↗

Franchise fees and ongoing costs

Franchise fee

$32,000 to $40,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

5% · Greater of 5% of Facility's monthly Gross Revenue or $2,000/month, paid monthly

Marketing contribution

2% (basis not captured; see original filing)

Technology fee

Not captured

Other fees

Not captured

Working capital (FDD Item 7)

$40,000 to $100,000 estimated for the Facility's first 3 months of operation (misc. supplies, inventory, equipment, laundry/janitorial, payroll, and optional Studio Program software fees), excluding owner draw/salary.

Fees sourceFDD p.13 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.20 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Average and median annual Gross Revenue, systemwide and by quartile, broken out for franchised vs. affiliate-owned Facilities

Reporting period

Calendar year 2025 Measurement Period (2024 Measurement Period also shown)

Sample

174 facilities in the 2025 data set (126 franchised + 48 affiliate-owned), from 181 open at year-end; 201 facilities in the 2024 data set

Reported average

$1,914,000

Reported median

$1,789,000

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.58 ↗

Unit growth: Item 20

Reporting year

2025

Scope

franchised outlets

Starting outlets

159

Year-end outlets

132

Net change

-27

Derivation

ending minus starting outlets

Openings

4

Terminations

5

Non-renewals

1

Other closures

25

Reacquisitions

0

Transfers

2

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.62 ↗

SBA loan history

Loan activity

6 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$1,862,500

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

2 loans

Historical charge-off share

2.56%

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

1 / 39

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Gold's Gym franchise cost?

standard Franchise Agreement (single 25,000 sq ft facility, excludes real estate purchase costs): $2,356,000 to $5,162,000; Development Rights Agreement (development fee only, min. 2 facilities): $10,000 to $40,000 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $32,000 to $40,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.20 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Gold's Gym owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average and median annual Gross Revenue, systemwide and by quartile, broken out for franchised vs. affiliate-owned Facilities. Sample: 174 facilities in the 2025 data set (126 franchised + 48 affiliate-owned), from 181 open at year-end; 201 facilities in the 2024 data set. Period: Calendar year 2025 Measurement Period (2024 Measurement Period also shown).

Item 19 performance sourceFDD p.58 ↗

What's the SBA charge-off rate for Gold's Gym?

2.56%; numerator / denominator: 1 / 39. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $1,862,500; window: FY2023-FY2026 YTD through 2026-06-30; sample: 2 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗