Fresh Coat franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.16 ↗

Franchise fees and ongoing costs

Franchise fee

Not captured

Royalty

6% · 6% of monthly Gross Revenues on first $1M annual, 5% on $1M-$2M, 4% over $2M (reduced rates must be requested and reset each calendar year); minimum $500/month first 12 months, then $1,000/month

Marketing contribution

2% (basis not captured; see original filing)

Technology fee

$499 per month

Other fees

National Branding Fund 2% of Gross Revenues ($350/month minimum); local cooperative advertising up to 3% of Gross Revenues if a cooperative is established (none as of FDD date); franchise owner meetings $599 per person

Working capital (FDD Item 7)

Additional Funds - 3 Months: $21,000 to $43,000 for payroll, utilities, advertising, taxes and similar items

Fees sourceFDD p.12 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.16 ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Gross Revenues and Gross Profit % (Gross Revenue minus direct labor and paint) by quartile and cumulative, for franchises open a full year

Reporting period

Year ending 12/31/2025 (12/31/2024 also shown)

Sample

62 of 182 franchises in operation at 12/31/2025 (15/17/15/15 per quartile); 62 of 187 for 2024

Reported average

$751,964

Reported median

$653,107

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.35 ↗

Unit growth: Item 20

Reporting year

2025

Scope

franchised outlets

Starting outlets

187

Year-end outlets

182

Net change

-5

Derivation

ending minus starting outlets

Openings

23

Terminations

13

Non-renewals

1

Other closures

14

Reacquisitions

7

Transfers

8

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.37 ↗

SBA loan history

Loan activity

17 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$108,000

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

11 loans

Historical charge-off share

Suppressed: fewer than 10 seasoned loans

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

2 / 9

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Fresh Coat franchise cost?

standard (home-based): $86,150 to $125,250 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: Not captured.

Investment sourceFDD p.16 ↗

How much do Fresh Coat owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Gross Revenues and Gross Profit % (Gross Revenue minus direct labor and paint) by quartile and cumulative, for franchises open a full year. Sample: 62 of 182 franchises in operation at 12/31/2025 (15/17/15/15 per quartile); 62 of 187 for 2024. Period: Year ending 12/31/2025 (12/31/2024 also shown).

Item 19 performance sourceFDD p.35 ↗

What's the SBA charge-off rate for Fresh Coat?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 2 / 9. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $108,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 11 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗