FirstLight HomeCare franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.22 ↗

Franchise fees and ongoing costs

Franchise fee

$52,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

5% · 5% of Gross Revenues monthly (due by the 10th of following month); from month 4 the greater of 5% of Gross Revenues or 5% of the Minimum Performance Standard monthly revenue amount

Marketing contribution

1% (basis not captured; see original filing)

Technology fee

$195/month operating platform fee; plus Client Management Software $7-$8.50 per active client per month ($200/month minimum) and $750 one-time implementation

Other fees

Internet marketing (SEM/PPC) minimum ~$750/month; Client satisfaction survey up to $32 per survey with monthly minimums; NAF greater of 1% of Gross Revenues or 1% of Minimum Performance Standard (can rise to 2%)

Working capital (FDD Item 7)

Additional Funds: 3 to 6 Months: $66,000 to $128,800 (initial caregiver labor, repairs, utilities, supplies, overhead; no owner's draw). Conversion format: Additional Working Capital $0 to $25,000.

Fees sourceFDD p.15 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.22 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Gross Revenue (revenue on which royalty is paid) by months in operation: average, median, highest, lowest, number meeting/exceeding average; plus billed clients, bill rate, caregivers and pay rate for CMS-using territories

Reporting period

12 months ended December 31, 2025

Sample

194 of 284 franchised territories in operation (excluded 90: 52 opened in 2025, 33 not following the 2 full-time person model, 25 with inaccurate reporting per packet text; 6 closed territories also excluded)

Reported average

$1,545,696.96

Reported median

$1,195,408.76

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.59 ↗

Unit growth: Item 20

Reporting year

2025

Scope

franchised outlets

Starting outlets

238

Year-end outlets

284

Net change

+46

Derivation

ending minus starting outlets

Openings

52

Terminations

0

Non-renewals

0

Other closures

6

Reacquisitions

0

Transfers

Not captured

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.61 ↗

SBA loan history

Loan activity

40 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$150,000

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

36 loans

Historical charge-off share

6.90%

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

2 / 29

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does FirstLight HomeCare franchise cost?

standard new franchise: $151,425 to $256,380; conversion of existing business (Conversion Addendum): $67,275 to $106,850 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $52,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.22 ↗

Franchise fee sourceFDD · page not captured ↗

How much do FirstLight HomeCare owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Gross Revenue (revenue on which royalty is paid) by months in operation: average, median, highest, lowest, number meeting/exceeding average; plus billed clients, bill rate, caregivers and pay rate for CMS-using territories. Sample: 194 of 284 franchised territories in operation (excluded 90: 52 opened in 2025, 33 not following the 2 full-time person model, 25 with inaccurate reporting per packet text; 6 closed territories also excluded). Period: 12 months ended December 31, 2025.

Item 19 performance sourceFDD p.59 ↗

What's the SBA charge-off rate for FirstLight HomeCare?

6.90%; numerator / denominator: 2 / 29. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $150,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 36 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗