Research preview · Archived source data · Not independently reviewed · Automated extraction

Beauty, Salon & Wellness · Brand S0624

Fantastic Sams franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$162,500 to $453,000
standard (single Franchise Agreement) · +2 more
Royalty
6%
Item 6's fee table is corrupted by OCR/redline scrambling and no cleanly-labeled 'Royalty'/'Weekly Franchise Fee' row survived extraction. A fragment reads '...Gross Sales, or (ii) $150 per week, and 6% of the Salon's Gross Sales thereafter,' which appears to describe the Weekly Franchise Fee (royalty), collected weekly by ACH per Note 1 — but exact attribution/wording is uncertain.
Working capital
$30,000 to $50,000
estimated working capital to cover approximately 3 months of on-going expenses (payroll, rent, utilities) not covered by sales revenue (Item 7, Note 12). Under a Multi-Unit Development Agreement, franchisor estimates no additional funds are needed beyond this for the first 3 months of the development business.
Units
484
-28 net in 2025
SBA loans approved
8
FY2021 to FY2026 YTD
SBA charge-off share
25.42%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
standard (single Franchise Agreement)$162,500 to $453,000
multi-unit development — initial Salon under Development Agreement$127,500 to $418,000
multi-unit development — total (Development Fee + initial Salon)$182,500 to $473,000

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.22 ↗

Franchise fees and ongoing costs

Franchise fee
$10,000 to $35,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
6% · Item 6's fee table is corrupted by OCR/redline scrambling and no cleanly-labeled 'Royalty'/'Weekly Franchise Fee' row survived extraction. A fragment reads '...Gross Sales, or (ii) $150 per week, and 6% of the Salon's Gross Sales thereafter,' which appears to describe the Weekly Franchise Fee (royalty), collected weekly by ACH per Note 1 — but exact attribution/wording is uncertain.
Marketing contribution
Not captured
Technology fee
Not captured
Other fees
Not captured
Working capital (FDD Item 7)
$30,000 to $50,000 estimated working capital to cover approximately 3 months of on-going expenses (payroll, rent, utilities) not covered by sales revenue (Item 7, Note 12). Under a Multi-Unit Development Agreement, franchisor estimates no additional funds are needed beyond this for the first 3 months of the development business.

Fees sourceFDD p.18 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.22 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Average and Median Gross Sales of open franchised Salons, broken out by All Locations / Top Half / Bottom Half / quartiles, plus % of units meeting or exceeding the system average
Reporting period
Calendar year ended December 31, 2025
Sample
311 of 484 U.S. franchised Salons that were open for the entire 2025 calendar year and reported 12 full months of Gross Sales data (excludes Salons that opened in 2025, most 2025 transfers, and Salons that closed in 2025)
Reported average
Not captured
Reported median
Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.46 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
512
Year-end outlets
484
Net change
-28
Derivation
ending minus starting outlets
Openings
Not captured
Terminations
Not captured
Non-renewals
Not captured
Other closures
Not captured
Reacquisitions
Not captured
Transfers
28

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.56 ↗

SBA loan history

Loan activity
8 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$286,800
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
6 loans
Historical charge-off share
25.42%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
30 / 118
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Fantastic Sams franchise cost?

standard (single Franchise Agreement): $162,500 to $453,000; multi-unit development — initial Salon under Development Agreement: $127,500 to $418,000; multi-unit development — total (Development Fee + initial Salon): $182,500 to $473,000 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $10,000 to $35,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.22 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Fantastic Sams owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average and Median Gross Sales of open franchised Salons, broken out by All Locations / Top Half / Bottom Half / quartiles, plus % of units meeting or exceeding the system average. Sample: 311 of 484 U.S. franchised Salons that were open for the entire 2025 calendar year and reported 12 full months of Gross Sales data (excludes Salons that opened in 2025, most 2025 transfers, and Salons that closed in 2025). Period: Calendar year ended December 31, 2025.

Item 19 performance sourceFDD p.46 ↗

What's the SBA charge-off rate for Fantastic Sams?

25.42%; numerator / denominator: 30 / 118. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $286,800; window: FY2023-FY2026 YTD through 2026-06-30; sample: 6 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 04/29/2026
Document: 36314-202604-02; document SHA-256: cd747103b5cb469f044033337780c3507f63321bab453febd8108f33189d86fd
PDF page: 18; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 04/29/2026
Document: 36314-202604-02; document SHA-256: cd747103b5cb469f044033337780c3507f63321bab453febd8108f33189d86fd
PDF page: 22; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 04/29/2026
Document: 36314-202604-02; document SHA-256: cd747103b5cb469f044033337780c3507f63321bab453febd8108f33189d86fd
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 04/29/2026
Document: 36314-202604-02; document SHA-256: cd747103b5cb469f044033337780c3507f63321bab453febd8108f33189d86fd
PDF page: 46; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 04/29/2026
Document: 36314-202604-02; document SHA-256: cd747103b5cb469f044033337780c3507f63321bab453febd8108f33189d86fd
PDF page: 56; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval