Expense Reduction Analysts franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.19 ↗

Franchise fees and ongoing costs

Franchise fee

$64,900 to $69,900 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

15% · Greater of 15% of monthly Net Cumulative Receipts or a Minimum Royalty Fee, paid monthly

Marketing contribution

3% (basis not captured; see original filing)

Technology fee

$142.50/month for first 18 months, increasing to $285/month thereafter (currently $1,710/yr then $3,420/yr)

Other fees

Minimum Royalty Fee ($1,051.65/mo first 36 months, then $1,314.56/mo); National Conference Registration Fee (currently $1,314.56/attendee); Additional IT Account fees ($3.37-$23.53/user/mo)

Working capital (FDD Item 7)

$3,000 to $6,000 for the first 3 months; includes estimated opening cash, initial marketing activities, monthly minimum royalty fees, the Technology Fee, sales-call/network-event expenses, and other pre-opening/early-operations miscellaneous costs.

Fees sourceFDD p.13 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.19 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Historical Net Cumulative Receipts ("secured revenue") by range/quartile/decile, separately for Full-Time and Part-Time Regional Franchisees; plus average per-project invoicing/royalty/net figures (Table 3)

Reporting period

January 1, 2025 to December 31, 2025

Sample

137 Regional Franchisees reviewed; tables cover 86 Full-Time and 51 Part-Time Franchisees active the entire year (excludes area franchises, company-owned/affiliated outlets, terminated/reacquired/non-renewed/mutually-ceased outlets, and the 30 Regional Franchisees who began operating in 2025)

Reported average

$388,180

Reported median

$268,982

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.49 ↗

Unit growth: Item 20

Reporting year

2025

Scope

franchised outlets

Starting outlets

161

Year-end outlets

196

Net change

+35

Derivation

ending minus starting outlets

Openings

43

Terminations

8

Non-renewals

0

Other closures

0

Reacquisitions

0

Transfers

1

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.53 ↗

SBA loan history

Loan activity

5 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$119,500

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

2 loans

Historical charge-off share

Suppressed: fewer than 10 seasoned loans

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

0 / 1

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Expense Reduction Analysts franchise cost?

standard (home office): $76,000 to $105,900 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $64,900 to $69,900 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.19 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Expense Reduction Analysts owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Historical Net Cumulative Receipts ("secured revenue") by range/quartile/decile, separately for Full-Time and Part-Time Regional Franchisees; plus average per-project invoicing/royalty/net figures (Table 3). Sample: 137 Regional Franchisees reviewed; tables cover 86 Full-Time and 51 Part-Time Franchisees active the entire year (excludes area franchises, company-owned/affiliated outlets, terminated/reacquired/non-renewed/mutually-ceased outlets, and the 30 Regional Franchisees who began operating in 2025). Period: January 1, 2025 to December 31, 2025.

Item 19 performance sourceFDD p.49 ↗

What's the SBA charge-off rate for Expense Reduction Analysts?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 1. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $119,500; window: FY2023-FY2026 YTD through 2026-06-30; sample: 2 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗