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Health & Medical · Brand S6796

Ellie Mental Health franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$189,467 to $445,018
Franchise Agreement - Startup Franchised Business · +2 more
Royalty
7.5%
Qualified Clinician/Prescriber System Fee: 7.5% of Collected Revenue per Qualified Clinician/Prescriber per month (3.95% in GA, KY, LA, ME, OH, SC, TX), capped at $1,000/clinician and $3,000/prescriber per month
Working capital
Startup: $60,000-$92,000; Conversion: $25,000-$60,000; Area Development Agreement: $2,000-$6,000 (3 months)
FDD Item 7
Units
249
+9 net in 2025
SBA loans approved
110
FY2021 to FY2026 YTD
SBA charge-off share
Small sample
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
Franchise Agreement - Startup Franchised Business$189,467 to $445,018
Franchise Agreement - Conversion Franchised Business$93,767 to $312,518
Area Development Agreement$116,000 to $194,000

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.32 ↗

Franchise fees and ongoing costs

Franchise fee
$20,000 to $60,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
7.5% · Qualified Clinician/Prescriber System Fee: 7.5% of Collected Revenue per Qualified Clinician/Prescriber per month (3.95% in GA, KY, LA, ME, OH, SC, TX), capped at $1,000/clinician and $3,000/prescriber per month
Marketing contribution
Not captured
Technology fee
$160/month per Qualified Clinician + $400/month per Qualified Prescriber + $22/month per email address; may increase up to 10%/year
Other fees
Marketing Fee $150/mo per Qualified Clinician/Prescriber; Shared Services Fee 3.5% of Collected Revenue (call center/admin support); Annual National Conference Registration Fee (~$2,000/business)
Working capital (FDD Item 7)
Startup: $60,000-$92,000; Conversion: $25,000-$60,000; Area Development Agreement: $2,000-$6,000 (3 months)

Fees sourceFDD p.24 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.32 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Collected Revenue per clinic (lowest/median/highest/average), plus patient acquisitions and patient appointments per clinic; no profit/EBITDA metric disclosed
Reporting period
12-month period ended December 31, 2025
Sample
188 franchised clinics open and operating the entire 12 months of 2025 (20 opened in 2022, 107 opened in 2023, 61 opened in 2024); excludes 34 terminated/closed clinics, 43 clinics opened in 2025 (not open a full year), and 18 clinics with incomplete performance data
Reported average
$818,077
Reported median
$765,302

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.68 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
240
Year-end outlets
249
Net change
+9
Derivation
ending minus starting outlets
Openings
43
Terminations
29
Non-renewals
0
Other closures
5
Reacquisitions
0
Transfers
7

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.70 ↗

SBA loan history

Loan activity
110 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$221,250
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
90 loans
Historical charge-off share
Suppressed: fewer than 10 seasoned loans
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
0 / 0
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Ellie Mental Health franchise cost?

Franchise Agreement - Startup Franchised Business: $189,467 to $445,018; Franchise Agreement - Conversion Franchised Business: $93,767 to $312,518; Area Development Agreement: $116,000 to $194,000 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $20,000 to $60,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.32 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Ellie Mental Health owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Collected Revenue per clinic (lowest/median/highest/average), plus patient acquisitions and patient appointments per clinic; no profit/EBITDA metric disclosed. Sample: 188 franchised clinics open and operating the entire 12 months of 2025 (20 opened in 2022, 107 opened in 2023, 61 opened in 2024); excludes 34 terminated/closed clinics, 43 clinics opened in 2025 (not open a full year), and 18 clinics with incomplete performance data. Period: 12-month period ended December 31, 2025.

Item 19 performance sourceFDD p.68 ↗

What's the SBA charge-off rate for Ellie Mental Health?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 0. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $221,250; window: FY2023-FY2026 YTD through 2026-06-30; sample: 90 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 04/30/2026
Document: 36381-202604-08; document SHA-256: d68597ea65135a013e3203df7d308b1d3e9312c83b5fa2dc68d856dbb76fb90a
PDF page: 24; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 04/30/2026
Document: 36381-202604-08; document SHA-256: d68597ea65135a013e3203df7d308b1d3e9312c83b5fa2dc68d856dbb76fb90a
PDF page: 32; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 04/30/2026
Document: 36381-202604-08; document SHA-256: d68597ea65135a013e3203df7d308b1d3e9312c83b5fa2dc68d856dbb76fb90a
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 04/30/2026
Document: 36381-202604-08; document SHA-256: d68597ea65135a013e3203df7d308b1d3e9312c83b5fa2dc68d856dbb76fb90a
PDF page: 68; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 04/30/2026
Document: 36381-202604-08; document SHA-256: d68597ea65135a013e3203df7d308b1d3e9312c83b5fa2dc68d856dbb76fb90a
PDF page: 70; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval