Fitness & Recreation · Brand S0446
Crunch franchise research
Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.
Open your research shortlistSource: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources
- Investment
- $2,147,500 to $5,367,000 Crunch Fitness · +1 more
- Royalty
- 5% 5.0% of monthly Gross Sales, paid by the 5th day of the following calendar month via automatic deduction
- Working capital
- Three months of operations: $25,000-$200,000 (Crunch Fitness Model) or $45,000-$300,000 (Crunch Select Model), to cover post-opening payroll, initial marketing, bookkeeping/payroll services, installations, deposits, utility costs, incorporation fees and incidental expenses until the club reaches break-even. FDD Item 7
- Units
- 481 +66 net in 2025
- SBA loans approved
- 2 FY2021 to FY2026 YTD
- SBA charge-off share
- 0.00% historical, not a failure rate
Investment by format
| Format | Disclosed range |
|---|---|
| Crunch Fitness | $2,147,500 to $5,367,000 |
| Crunch Select | $3,192,500 to $5,277,000 |
Format-specific estimates only. Do not combine one format's minimum with another format's maximum.
Investment sourceFDD p.27 ↗
Franchise fees and ongoing costs
- Franchise fee
- $0 to $35,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
- Royalty
- 5% · 5.0% of monthly Gross Sales, paid by the 5th day of the following calendar month via automatic deduction
- Marketing contribution
- 2% (basis not captured; see original filing)
- Technology fee
- $75/month Technology and IT Support Services fee, plus $159/month Club Management Software System fee to third-party servicer ABC (plus transaction processing fees)
- Other fees
- Online Enrollment Processing ($5/enrollment); Local Advertising spend (see local_marketing_required); Club Management Software System ($159/month to ABC plus transaction fees)
- Working capital (FDD Item 7)
- Three months of operations: $25,000-$200,000 (Crunch Fitness Model) or $45,000-$300,000 (Crunch Select Model), to cover post-opening payroll, initial marketing, bookkeeping/payroll services, installations, deposits, utility costs, incorporation fees and incidental expenses until the club reaches break-even.
Fees sourceFDD p.21 ↗
Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.
Investment sourceFDD p.27 ↗
Franchise fee sourceFDD · page not captured ↗
Financial performance: Item 19
- Item 19 captured
- Yes
- Metric / basis
- Gross Revenue (median by performance third, high/low outliers); also EBITDA and active-member counts for clubs 12-59 months old, but underlying average/EBITDA table values are not present in the extracted text
- Reporting period
- Fiscal year 2025 (January 1 - December 31, 2025)
- Sample
- 331 of 352 qualified domestic Crunch Fitness locations (94%) for the Gross Revenue-by-thirds analysis; 167 of those locations (open 12-59 months) for the age-banded revenue/EBITDA/membership table
- Reported average
- Not captured
- Reported median
- Not captured
Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.
Item 19 performance sourceFDD p.68 ↗
Unit growth: Item 20
- Reporting year
- 2025
- Scope
- franchised outlets
- Starting outlets
- 415
- Year-end outlets
- 481
- Net change
- +66
- Derivation
- ending minus starting outlets
- Openings
- 82
- Terminations
- 1
- Non-renewals
- 2
- Other closures
- 13
- Reacquisitions
- 0
- Transfers
- 31
Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.
Unit growth sourceFDD p.75 ↗
SBA loan history
- Loan activity
- 2 approvals
- Activity window
- FY2021-FY2026 YTD; snapshot 2026-06-30
- Median SBA loan
- Not captured
- Median loan window
- Not captured
- Median loan sample
- Not captured
- Historical charge-off share
- 0.00%
- Cohort
- 7(a) FY2010-2019 approvals
- Numerator / denominator
- 0 / 12
- Formula
- CHGOFF / (PIF + CHGOFF + EXEMPT) × 100
This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Questions before you invest
How much does Crunch franchise cost?
Crunch Fitness: $2,147,500 to $5,367,000; Crunch Select: $3,192,500 to $5,277,000 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $0 to $35,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..
Investment sourceFDD p.27 ↗
Franchise fee sourceFDD · page not captured ↗
How much do Crunch owners make?
Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Gross Revenue (median by performance third, high/low outliers); also EBITDA and active-member counts for clubs 12-59 months old, but underlying average/EBITDA table values are not present in the extracted text. Sample: 331 of 352 qualified domestic Crunch Fitness locations (94%) for the Gross Revenue-by-thirds analysis; 167 of those locations (open 12-59 months) for the age-banded revenue/EBITDA/membership table. Period: Fiscal year 2025 (January 1 - December 31, 2025).
Item 19 performance sourceFDD p.68 ↗
What's the SBA charge-off rate for Crunch?
0.00%; numerator / denominator: 0 / 12. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Sources and data details
Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.
Show document IDs, page pointers and hashes
Original source · FDD issued: Not captured; Registry received: 04/30/2026
Document: 36375-202604-08; document SHA-256: ecd87250f3b7541baa45b6c546b1d2525d86cfd922f8994afb2e4822fd202726
PDF page: 21; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 04/30/2026
Document: 36375-202604-08; document SHA-256: ecd87250f3b7541baa45b6c546b1d2525d86cfd922f8994afb2e4822fd202726
PDF page: 27; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 04/30/2026
Document: 36375-202604-08; document SHA-256: ecd87250f3b7541baa45b6c546b1d2525d86cfd922f8994afb2e4822fd202726
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Original source · FDD issued: Not captured; Registry received: 04/30/2026
Document: 36375-202604-08; document SHA-256: ecd87250f3b7541baa45b6c546b1d2525d86cfd922f8994afb2e4822fd202726
PDF page: 68; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 04/30/2026
Document: 36375-202604-08; document SHA-256: ecd87250f3b7541baa45b6c546b1d2525d86cfd922f8994afb2e4822fd202726
PDF page: 75; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b