Research preview · Archived source data · Not independently reviewed · Automated extraction

Food & Beverage · Brand U-S0427

Costa Vida Fresh Mexican Grill franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$674,500 to $1,340,000
standard
Royalty
6%
6% of monthly Net Sales, payable monthly by the 15th of the following month (may be moved to as often as weekly)
Working capital
$50,000-$100,000
estimated working capital for the first three months, covering lease payments, inventory, payroll, insurance, marketing, maintenance, and other operating expenses; first-Restaurant training costs push this toward the high end.
Units
47
+0 net in 2025
SBA loans approved
3
FY2021 to FY2026 YTD
SBA charge-off share
Small sample
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
standard$674,500 to $1,340,000

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.22 ↗

Franchise fees and ongoing costs

Franchise fee
$30,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
6% · 6% of monthly Net Sales, payable monthly by the 15th of the following month (may be moved to as often as weekly)
Marketing contribution
2% (basis not captured; see original filing)
Technology fee
Information Systems Administration Fee (ISAF) up to 0.25% of Net Sales, monthly; plus Digital Menu System $75/month, Music subscription $39/month, and Centralized data system $50-$150/month
Other fees
Marketing Administration Fee (MAF) 0.5% of Net Sales monthly; Late payment fee $100/delinquent payment; Late reporting fee $25/report/day delinquent
Working capital (FDD Item 7)
$50,000-$100,000 estimated working capital for the first three months, covering lease payments, inventory, payroll, insurance, marketing, maintenance, and other operating expenses; first-Restaurant training costs push this toward the high end.

Fees sourceFDD p.15 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.22 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Average Unit Volume (AUV), Restaurant-level EBITDAR (before rent) and expense categories as % of AUV, plus Net Sales high/average/low/median
Reporting period
Fiscal year 2025 (twelve months ended December 31, 2025)
Sample
83 of 89 U.S. Costa Vida restaurants operating as of December 31, 2025 that were open the entire year (6 excluded: not operating in the U.S., incomplete-year data, or non-traditional restaurants)
Reported average
$2,153,159
Reported median
$2,074,364

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.57 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
47
Year-end outlets
47
Net change
+0
Derivation
ending minus starting outlets
Openings
2
Terminations
0
Non-renewals
0
Other closures
2
Reacquisitions
0
Transfers
Not captured

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.58 ↗

SBA loan history

Loan activity
3 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$658,500
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
2 loans
Historical charge-off share
Suppressed: fewer than 10 seasoned loans
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
1 / 3
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Costa Vida Fresh Mexican Grill franchise cost?

standard: $674,500 to $1,340,000 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $30,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.22 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Costa Vida Fresh Mexican Grill owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average Unit Volume (AUV), Restaurant-level EBITDAR (before rent) and expense categories as % of AUV, plus Net Sales high/average/low/median. Sample: 83 of 89 U.S. Costa Vida restaurants operating as of December 31, 2025 that were open the entire year (6 excluded: not operating in the U.S., incomplete-year data, or non-traditional restaurants). Period: Fiscal year 2025 (twelve months ended December 31, 2025).

Item 19 performance sourceFDD p.57 ↗

What's the SBA charge-off rate for Costa Vida Fresh Mexican Grill?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 1 / 3. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $658,500; window: FY2023-FY2026 YTD through 2026-06-30; sample: 2 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 04/30/2026
Document: 36365-202604-06; document SHA-256: 1bfcadc046fae2ce5b2fe95426efec0408a6090017267fa9c59490ee7776da72
PDF page: 15; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 04/30/2026
Document: 36365-202604-06; document SHA-256: 1bfcadc046fae2ce5b2fe95426efec0408a6090017267fa9c59490ee7776da72
PDF page: 22; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 04/30/2026
Document: 36365-202604-06; document SHA-256: 1bfcadc046fae2ce5b2fe95426efec0408a6090017267fa9c59490ee7776da72
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 04/30/2026
Document: 36365-202604-06; document SHA-256: 1bfcadc046fae2ce5b2fe95426efec0408a6090017267fa9c59490ee7776da72
PDF page: 57; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 04/30/2026
Document: 36365-202604-06; document SHA-256: 1bfcadc046fae2ce5b2fe95426efec0408a6090017267fa9c59490ee7776da72
PDF page: 58; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval