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Color World Housepainting franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$106,900 to $168,000
standard (home-based)
Royalty
6%
6% of Gross Revenue or the Minimum Royalty (tiered $0-$3,250/month by tenure), whichever is greater; paid monthly
Working capital
$20,000-$50,000
per Item 7 Note 14 this estimate covers staff salaries and operating expenses for the first six months (not three), including payroll, rent, royalties, Local Marketing Fees, Brand Fund contributions, inventory, utilities and licenses
Units
45
-5 net in 2023
SBA loans approved
7
FY2021 to FY2026 YTD
SBA charge-off share
Small sample
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
standard (home-based)$106,900 to $168,000

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.27 ↗

Franchise fees and ongoing costs

Franchise fee
$10,150 to $49,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
6% · 6% of Gross Revenue or the Minimum Royalty (tiered $0-$3,250/month by tenure), whichever is greater; paid monthly
Marketing contribution
2% (basis not captured; see original filing)
Technology fee
$550 one-time setup fee plus $1,650 per month (Operating and Production Fee)
Other fees
Not captured
Working capital (FDD Item 7)
$20,000-$50,000; per Item 7 Note 14 this estimate covers staff salaries and operating expenses for the first six months (not three), including payroll, rent, royalties, Local Marketing Fees, Brand Fund contributions, inventory, utilities and licenses

Fees sourceFDD p.18 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.27 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Gross Revenue by territory and by franchisee (quartiles), Gross Revenue by years in operation, Gross Revenue/Gross Profit/Gross Margin by service line, and average Gross Revenue per service appointment
Reporting period
Fiscal Year Ended December 31, 2023
Sample
Tables 1-3: 11 franchisees representing 36 Territories that operated the full FY2023 (out of 18 franchisees/45 Territories total as of 12/31/2023); Table 4: 6 franchisees (19 Territories) that submitted a P&L; Table 5: 8 franchisees (27 Territories) with complete Job Data
Reported average
$487,839
Reported median
$343,368

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.65 ↗

Unit growth: Item 20

Reporting year
2023
Scope
franchised outlets
Starting outlets
50
Year-end outlets
45
Net change
-5
Derivation
ending minus starting outlets
Openings
12
Terminations
3
Non-renewals
0
Other closures
14
Reacquisitions
0
Transfers
14

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.70 ↗

SBA loan history

Loan activity
7 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$150,000
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
4 loans
Historical charge-off share
Suppressed: fewer than 10 seasoned loans
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
4 / 6
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Color World Housepainting franchise cost?

standard (home-based): $106,900 to $168,000 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $10,150 to $49,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.27 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Color World Housepainting owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Gross Revenue by territory and by franchisee (quartiles), Gross Revenue by years in operation, Gross Revenue/Gross Profit/Gross Margin by service line, and average Gross Revenue per service appointment. Sample: Tables 1-3: 11 franchisees representing 36 Territories that operated the full FY2023 (out of 18 franchisees/45 Territories total as of 12/31/2023); Table 4: 6 franchisees (19 Territories) that submitted a P&L; Table 5: 8 franchisees (27 Territories) with complete Job Data. Period: Fiscal Year Ended December 31, 2023.

Item 19 performance sourceFDD p.65 ↗

What's the SBA charge-off rate for Color World Housepainting?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 4 / 6. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $150,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 4 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 06/03/2024
Document: 31854-202406-04; document SHA-256: c47953aa3e7ba66691b8519a95b5a7b891bf1f26a92a0f3ac8b73faf698eaf6f
PDF page: 18; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 06/03/2024
Document: 31854-202406-04; document SHA-256: c47953aa3e7ba66691b8519a95b5a7b891bf1f26a92a0f3ac8b73faf698eaf6f
PDF page: 27; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 06/03/2024
Document: 31854-202406-04; document SHA-256: c47953aa3e7ba66691b8519a95b5a7b891bf1f26a92a0f3ac8b73faf698eaf6f
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 06/03/2024
Document: 31854-202406-04; document SHA-256: c47953aa3e7ba66691b8519a95b5a7b891bf1f26a92a0f3ac8b73faf698eaf6f
PDF page: 65; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 06/03/2024
Document: 31854-202406-04; document SHA-256: c47953aa3e7ba66691b8519a95b5a7b891bf1f26a92a0f3ac8b73faf698eaf6f
PDF page: 70; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval