Research preview · Archived source data · Not independently reviewed · Automated extraction

Hotels & Lodging · Brand S0398

Cobblestone Inn & Suites / Cobblestone Hotel & Suites franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$101,999 to $2,382,999
conversion · +1 more
Working capital
Conversion: $0-$175,000 (converting properties generally incur no incremental costs beyond normal operations). New construction: $100,000-$175,000. Covers pre-opening and first 3 months of working capital (lease payments, payroll, facility expenses, pest control, security, maintenance); excludes debt service.
FDD Item 7
Units
121
+0 net in 2025
SBA loans approved
5
FY2021 to FY2026 YTD
Median SBA loan
$1,975,000
financing, not total cost
SBA charge-off share
Small sample
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
conversion$101,999 to $2,382,999
new construction$5,985,874 to $15,522,699

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.24 ↗

Franchise fees and ongoing costs

Franchise fee
$0 to $45,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
Flat per-room-per-day fee, not % of sales: $3.75/guest room/day (30-day month basis), billed monthly
Marketing contribution
Not captured
Technology fee
Property Management System (Stayntouch): $15,000 one-time + $4.85/room/month + $195/month integration fee
Other fees
Not captured
Working capital (FDD Item 7)
Conversion: $0-$175,000 (converting properties generally incur no incremental costs beyond normal operations). New construction: $100,000-$175,000. Covers pre-opening and first 3 months of working capital (lease payments, payroll, facility expenses, pest control, security, maintenance); excludes debt service.

Fees sourceFDD p.14 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.24 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Central Reservation System (CRS) booking contribution (% of gross room revenue), ADR, Occupancy, and RevPAR for Sample Hotels; no gross sales, revenue, or profit/EBITDA dollar figures disclosed
Reporting period
24-month period ended December 31, 2025 (reported by FY2024 and FY2025)
Sample
55 Sample Hotels with 45+ guest rooms, open the entire 24-month period, representing 45.45% of the 121-hotel system as of 12/31/2025
Reported average
Not captured
Reported median
Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.56 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
121
Year-end outlets
121
Net change
+0
Derivation
ending minus starting outlets
Openings
6
Terminations
6
Non-renewals
0
Other closures
0
Reacquisitions
0
Transfers
10

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.59 ↗

SBA loan history

Loan activity
5 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$1,975,000
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
1 loans
Historical charge-off share
Suppressed: fewer than 10 seasoned loans
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
0 / 1
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Cobblestone Inn & Suites / Cobblestone Hotel & Suites franchise cost?

conversion: $101,999 to $2,382,999; new construction: $5,985,874 to $15,522,699 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $0 to $45,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.24 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Cobblestone Inn & Suites / Cobblestone Hotel & Suites owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Central Reservation System (CRS) booking contribution (% of gross room revenue), ADR, Occupancy, and RevPAR for Sample Hotels; no gross sales, revenue, or profit/EBITDA dollar figures disclosed. Sample: 55 Sample Hotels with 45+ guest rooms, open the entire 24-month period, representing 45.45% of the 121-hotel system as of 12/31/2025. Period: 24-month period ended December 31, 2025 (reported by FY2024 and FY2025).

Item 19 performance sourceFDD p.56 ↗

What's the SBA charge-off rate for Cobblestone Inn & Suites / Cobblestone Hotel & Suites?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 1. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $1,975,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 1 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 07/01/2026
Document: 36953-202606-10; document SHA-256: ff900a0433bc14859a6bfe1aa4d1c3c1cba8d8fe96ae15dbe8b75ecd62d6d6de
PDF page: 14; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 07/01/2026
Document: 36953-202606-10; document SHA-256: ff900a0433bc14859a6bfe1aa4d1c3c1cba8d8fe96ae15dbe8b75ecd62d6d6de
PDF page: 24; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 07/01/2026
Document: 36953-202606-10; document SHA-256: ff900a0433bc14859a6bfe1aa4d1c3c1cba8d8fe96ae15dbe8b75ecd62d6d6de
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 07/01/2026
Document: 36953-202606-10; document SHA-256: ff900a0433bc14859a6bfe1aa4d1c3c1cba8d8fe96ae15dbe8b75ecd62d6d6de
PDF page: 56; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 07/01/2026
Document: 36953-202606-10; document SHA-256: ff900a0433bc14859a6bfe1aa4d1c3c1cba8d8fe96ae15dbe8b75ecd62d6d6de
PDF page: 59; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval