Cinnaholic franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.18 ↗

Franchise fees and ongoing costs

Franchise fee

$40,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

5% · 5% of Gross Sales, debited weekly every Tuesday for the preceding week

Marketing contribution

2% (basis not captured; see original filing)

Technology fee

$250 per month (plus $179 per month POS service fee)

Other fees

POS service fee $179/month; advertising cooperative up to 2% of Gross Sales if formed; management fee 10% of Gross Sales only if in default

Working capital (FDD Item 7)

$15,000 to $30,000 (Additional Funds - 3 months: payroll excluding owner wages, miscellaneous expenses, working capital)

Fees sourceFDD p.13 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.18 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Annual revenue by individual franchised unit (58 full-year units and 22 partial-year units), with median and average; one corporate unit revenue

Reporting period

Calendar year 2023

Sample

58 franchised units open the full 12 months of 2023 (of 80 open at 12/31/2023); 22 units opened during 2023 shown separately; 1 corporate unit

Reported average

$375,100.82

Reported median

$350,796.56

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.52 ↗

Unit growth: Item 20

Reporting year

2023

Scope

franchised outlets

Starting outlets

65

Year-end outlets

80

Net change

+15

Derivation

ending minus starting outlets

Openings

25

Terminations

0

Non-renewals

0

Other closures

10

Reacquisitions

0

Transfers

4

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.54 ↗

SBA loan history

Loan activity

44 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$314,500

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

30 loans

Historical charge-off share

Suppressed: fewer than 10 seasoned loans

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

0 / 8

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Cinnaholic franchise cost?

Single Bakery under Franchise Agreement (leased premises): $241,082 to $526,582; Market Development Agreement, 3 Bakeries (development fee only): $120,000 to $120,000 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $40,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.18 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Cinnaholic owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Annual revenue by individual franchised unit (58 full-year units and 22 partial-year units), with median and average; one corporate unit revenue. Sample: 58 franchised units open the full 12 months of 2023 (of 80 open at 12/31/2023); 22 units opened during 2023 shown separately; 1 corporate unit. Period: Calendar year 2023.

Item 19 performance sourceFDD p.52 ↗

What's the SBA charge-off rate for Cinnaholic?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 8. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $314,500; window: FY2023-FY2026 YTD through 2026-06-30; sample: 30 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗