Christian Brothers Automotive franchise research

Investment by format

Not captured: no complete named investment format. Unknown is not zero.

Investment sourceFDD · page not captured ↗

Franchise fees and ongoing costs

Franchise fee

$85,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

50% · 50% of monthly 'Split Profits' (Net Sales minus CBAC-approved Shared Expenses, i.e. a profit-share, not a % of gross sales); estimated monthly with annual true-up

Marketing contribution

3% (basis not captured; see original filing)

Technology fee

$200/month IT Support Fee; plus required software with ~$1,650 upfront cost and ~$11,000/year ongoing (billed monthly), plus ~$725/month for POS/accounting/internet failover software

Other fees

Administrative & Accounting Fee $550/month; Base rent ~$22,000-$38,000/month plus triple net costs (leased from CBAC/affiliate); Additional Training Fees (as established, uniform for all franchisees)

Working capital (FDD Item 7)

Not captured

Fees sourceFDD p.17 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Average Net Sales by sales range (Schedules 19.1A/19.1B); Net Sales, COGS, Gross Profit, G&A, NOI and Total Owner Benefit by store age (Schedule 19.2); Total Owner Benefit for top/bottom 20% performers (Schedules 19.3A/19.3B)

Reporting period

Year ending December 31, 2025, with year-over-year comparison to year ending December 31, 2024

Sample

302 franchisee-owned stores open the entire year of 2025 (Schedules 19.1A, 19.2, 19.3A); 280 franchisee-owned stores open the entirety of both 2024 and 2025 (Schedules 19.1B, 19.3B)

Reported average

Not captured

Reported median

Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.65 ↗

Unit growth: Item 20

Reporting year

2025

Scope

franchised outlets

Starting outlets

302

Year-end outlets

326

Net change

+24

Derivation

ending minus starting outlets

Openings

24

Terminations

0

Non-renewals

0

Other closures

0

Reacquisitions

0

Transfers

13

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.73 ↗

SBA loan history

Loan activity

53 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$564,400

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

5 loans

Historical charge-off share

0.00%

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

0 / 173

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Christian Brothers Automotive franchise cost?

No complete named investment format is captured. These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $85,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD · page not captured ↗

Franchise fee sourceFDD · page not captured ↗

How much do Christian Brothers Automotive owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average Net Sales by sales range (Schedules 19.1A/19.1B); Net Sales, COGS, Gross Profit, G&A, NOI and Total Owner Benefit by store age (Schedule 19.2); Total Owner Benefit for top/bottom 20% performers (Schedules 19.3A/19.3B). Sample: 302 franchisee-owned stores open the entire year of 2025 (Schedules 19.1A, 19.2, 19.3A); 280 franchisee-owned stores open the entirety of both 2024 and 2025 (Schedules 19.1B, 19.3B). Period: Year ending December 31, 2025, with year-over-year comparison to year ending December 31, 2024.

Item 19 performance sourceFDD p.65 ↗

What's the SBA charge-off rate for Christian Brothers Automotive?

0.00%; numerator / denominator: 0 / 173. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $564,400; window: FY2023-FY2026 YTD through 2026-06-30; sample: 5 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗