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Chem-Dry franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$117,645 to $240,995
Standard Territory · +1 more
Working capital
$2,500 to $9,000
per Territory for the first 3 months of operation, covering additional supplies, optional purchases, and other working-capital needs; excludes owner's salary/draw and excludes operating-loss coverage beyond the initial 3-month phase.
Units
963
-137 net in 2025
SBA loans approved
5
FY2021 to FY2026 YTD
Median SBA loan
$178,000
financing, not total cost
SBA charge-off share
24.14%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
Standard Territory$117,645 to $240,995
Small Territory$99,645 to $222,995

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.30 ↗

Franchise fees and ongoing costs

Franchise fee
$18,000 to $42,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
Tiered % of monthly Gross Sales, 7% down to 4% as annual sales rise through 4 tiers (Standard Territory tiers: 7% on $0-$500k, 6% on $500k-$1M, 5% on $1M-$1.5M, 4% above $1.5M; Small Territory tiers are proportionally lower breakpoints). Subject to a required minimum monthly Royalty starting in month 13; due by automatic monthly debit.
Marketing contribution
3% (basis not captured; see original filing)
Technology fee
$450/month presently (actual third-party vendor cost plus up to 15% for administration), due by monthly automatic debit
Other fees
Not captured
Working capital (FDD Item 7)
$2,500 to $9,000 per Territory for the first 3 months of operation, covering additional supplies, optional purchases, and other working-capital needs; excludes owner's salary/draw and excludes operating-loss coverage beyond the initial 3-month phase.

Fees sourceFDD p.20 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.30 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Hypothetical projected average annual Gross Revenue for a single-van Standard Territory (not actual historical outlet performance)
Reporting period
Forward-looking projection (annualized from assumed weekly operations), not tied to a specific completed fiscal year
Sample
Not outlet-count based; described as derived from historical data of existing (non-exclusive-territory) franchisees averaging 20+ years in operation, adjusted for the new exclusive-territory model, since as of issuance no franchisee had operated under the current model for 12+ months
Reported average
$218,400
Reported median
Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.71 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
1100
Year-end outlets
963
Net change
-137
Derivation
ending minus starting outlets
Openings
23
Terminations
70
Non-renewals
50
Other closures
40
Reacquisitions
0
Transfers
19

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.72 ↗

SBA loan history

Loan activity
5 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$178,000
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
3 loans
Historical charge-off share
24.14%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
7 / 29
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Chem-Dry franchise cost?

Standard Territory: $117,645 to $240,995; Small Territory: $99,645 to $222,995 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $18,000 to $42,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.30 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Chem-Dry owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Hypothetical projected average annual Gross Revenue for a single-van Standard Territory (not actual historical outlet performance). Sample: Not outlet-count based; described as derived from historical data of existing (non-exclusive-territory) franchisees averaging 20+ years in operation, adjusted for the new exclusive-territory model, since as of issuance no franchisee had operated under the current model for 12+ months. Period: Forward-looking projection (annualized from assumed weekly operations), not tied to a specific completed fiscal year.

Item 19 performance sourceFDD p.71 ↗

What's the SBA charge-off rate for Chem-Dry?

24.14%; numerator / denominator: 7 / 29. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $178,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 3 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 04/10/2026
Document: 35884-202604-06; document SHA-256: 76d3e97ed35448384f335690ac64d96b38785f8dcf92617c2c831af8d5a2ce81
PDF page: 20; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 04/10/2026
Document: 35884-202604-06; document SHA-256: 76d3e97ed35448384f335690ac64d96b38785f8dcf92617c2c831af8d5a2ce81
PDF page: 30; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 04/10/2026
Document: 35884-202604-06; document SHA-256: 76d3e97ed35448384f335690ac64d96b38785f8dcf92617c2c831af8d5a2ce81
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 04/10/2026
Document: 35884-202604-06; document SHA-256: 76d3e97ed35448384f335690ac64d96b38785f8dcf92617c2c831af8d5a2ce81
PDF page: 71; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 04/10/2026
Document: 35884-202604-06; document SHA-256: 76d3e97ed35448384f335690ac64d96b38785f8dcf92617c2c831af8d5a2ce81
PDF page: 72; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval