Automotive · Brand S2138
Carstar franchise research
Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.
Open your research shortlistSource: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources
- Investment
- $23,500 to $165,300 Conversion CARSTAR Facility (existing body shop; no facility cost) · +1 more
- Working capital
- Conversion: $0 to $75,000; New facility: $10,000 to $84,000 (operating expenses for the first 3 months of operation) FDD Item 7
- Units
- 471 +16 net in 2024
- SBA loans approved
- 35 FY2021 to FY2026 YTD
- Median SBA loan
- $845,750 financing, not total cost
- SBA charge-off share
- 0.00% historical, not a failure rate
Investment by format
| Format | Disclosed range |
|---|---|
| Conversion CARSTAR Facility (existing body shop; no facility cost) | $23,500 to $165,300 |
| New CARSTAR Facility (includes $50,000-$200,000 facility line: lease costs at low end, 20% down on a $1,000,000 purchase at high end) | $298,200 to $804,300 |
Format-specific estimates only. Do not combine one format's minimum with another format's maximum.
Investment sourceFDD p.38 ↗
Franchise fees and ongoing costs
- Franchise fee
- $10,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
- Royalty
- Monthly Franchise Fee = Base fee (greater of $1,000 or 1.5% of Monthly Base Volume, i.e. the facility's pre-signing average sales/12) plus Growth fee (4% of monthly Gross Sales above the Monthly Base Volume); paid monthly on the 15th
- Marketing contribution
- 1% (basis not captured; see original filing)
- Technology fee
- CCC One Innovate $1,545/month plus tax (if chosen) or CCC One Perform $1,295/month; Training/web platform fee $299/year (cap $600/year)
- Other fees
- Insurance and Marketing Fund Fee: greater of $500 or 1% of monthly Gross Sales (1.5% if non-compliant); Central Review Fee 0.5% of Gross Sales from CMIPs (can rise to 2%); Call Center Fee $399/month (optional program)
- Working capital (FDD Item 7)
- Conversion: $0 to $75,000; New facility: $10,000 to $84,000 (operating expenses for the first 3 months of operation)
Fees sourceFDD p.31 ↗
Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.
Investment sourceFDD p.38 ↗
Franchise fee sourceFDD · page not captured ↗
Financial performance: Item 19
- Item 19 captured
- Yes
- Metric / basis
- Part A: average and median annual Gross Sales (plus KPIs: PBAs and DRPs counts) for franchised facilities; Part B: Gross Sales ramp (Month 1 run rate and Years 1-4) for 158 conversion facilities opened FY2020-FY2023
- Reporting period
- FY2024 (Dec 31, 2023 - Dec 28, 2024) for Part A; Dec 29, 2019 - Dec 30, 2023 openings for Part B
- Sample
- 397 of 471 franchised facilities (excluded 48 opened in FY2024, 26 with missing sales months, and 32 that closed in FY2024); average age 9.7 years
- Reported average
- $3,205,928
- Reported median
- $2,579,601
Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.
Item 19 performance sourceFDD p.78 ↗
Unit growth: Item 20
- Reporting year
- 2024
- Scope
- franchised outlets
- Starting outlets
- 455
- Year-end outlets
- 471
- Net change
- +16
- Derivation
- ending minus starting outlets
- Openings
- 48
- Terminations
- 31
- Non-renewals
- 1
- Other closures
- 0
- Reacquisitions
- 0
- Transfers
- 16
Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.
Unit growth sourceFDD p.82 ↗
SBA loan history
- Loan activity
- 35 approvals
- Activity window
- FY2021-FY2026 YTD; snapshot 2026-06-30
- Median SBA loan
- $845,750
- Median loan window
- FY2023-FY2026 YTD through 2026-06-30
- Median loan sample
- 12 loans
- Historical charge-off share
- 0.00%
- Cohort
- 7(a) FY2010-2019 approvals
- Numerator / denominator
- 0 / 29
- Formula
- CHGOFF / (PIF + CHGOFF + EXEMPT) × 100
This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.
Median SBA loan sourceSBA data · Jun 30, 2026 ↗
Questions before you invest
How much does Carstar franchise cost?
Conversion CARSTAR Facility (existing body shop; no facility cost): $23,500 to $165,300; New CARSTAR Facility (includes $50,000-$200,000 facility line: lease costs at low end, 20% down on a $1,000,000 purchase at high end): $298,200 to $804,300 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $10,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..
Investment sourceFDD p.38 ↗
Franchise fee sourceFDD · page not captured ↗
How much do Carstar owners make?
Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Part A: average and median annual Gross Sales (plus KPIs: PBAs and DRPs counts) for franchised facilities; Part B: Gross Sales ramp (Month 1 run rate and Years 1-4) for 158 conversion facilities opened FY2020-FY2023. Sample: 397 of 471 franchised facilities (excluded 48 opened in FY2024, 26 with missing sales months, and 32 that closed in FY2024); average age 9.7 years. Period: FY2024 (Dec 31, 2023 - Dec 28, 2024) for Part A; Dec 29, 2019 - Dec 30, 2023 openings for Part B.
Item 19 performance sourceFDD p.78 ↗
What's the SBA charge-off rate for Carstar?
0.00%; numerator / denominator: 0 / 29. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $845,750; window: FY2023-FY2026 YTD through 2026-06-30; sample: 12 loans. Median financing is not total investment.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Median SBA loan sourceSBA data · Jun 30, 2026 ↗
Sources and data details
Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.
Show document IDs, page pointers and hashes
Original source · FDD issued: Not captured; Registry received: 12/31/2025
Document: 35178-202512-02; document SHA-256: d0437b6d8831295072a4f1bc62d95baaf1986f7c69e3135ad9396a07da34693c
PDF page: 31; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 12/31/2025
Document: 35178-202512-02; document SHA-256: d0437b6d8831295072a4f1bc62d95baaf1986f7c69e3135ad9396a07da34693c
PDF page: 38; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 12/31/2025
Document: 35178-202512-02; document SHA-256: d0437b6d8831295072a4f1bc62d95baaf1986f7c69e3135ad9396a07da34693c
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Original source · FDD issued: Not captured; Registry received: 12/31/2025
Document: 35178-202512-02; document SHA-256: d0437b6d8831295072a4f1bc62d95baaf1986f7c69e3135ad9396a07da34693c
PDF page: 78; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: Not captured; Registry received: 12/31/2025
Document: 35178-202512-02; document SHA-256: d0437b6d8831295072a4f1bc62d95baaf1986f7c69e3135ad9396a07da34693c
PDF page: 82; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval