Research preview · Archived source data · Not independently reviewed · Automated extraction

Automotive · Brand S2138

Carstar franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

Open your research shortlist

Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$23,500 to $165,300
Conversion CARSTAR Facility (existing body shop; no facility cost) · +1 more
Working capital
Conversion: $0 to $75,000; New facility: $10,000 to $84,000 (operating expenses for the first 3 months of operation)
FDD Item 7
Units
471
+16 net in 2024
SBA loans approved
35
FY2021 to FY2026 YTD
Median SBA loan
$845,750
financing, not total cost
SBA charge-off share
0.00%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
Conversion CARSTAR Facility (existing body shop; no facility cost)$23,500 to $165,300
New CARSTAR Facility (includes $50,000-$200,000 facility line: lease costs at low end, 20% down on a $1,000,000 purchase at high end)$298,200 to $804,300

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.38 ↗

Franchise fees and ongoing costs

Franchise fee
$10,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
Monthly Franchise Fee = Base fee (greater of $1,000 or 1.5% of Monthly Base Volume, i.e. the facility's pre-signing average sales/12) plus Growth fee (4% of monthly Gross Sales above the Monthly Base Volume); paid monthly on the 15th
Marketing contribution
1% (basis not captured; see original filing)
Technology fee
CCC One Innovate $1,545/month plus tax (if chosen) or CCC One Perform $1,295/month; Training/web platform fee $299/year (cap $600/year)
Other fees
Insurance and Marketing Fund Fee: greater of $500 or 1% of monthly Gross Sales (1.5% if non-compliant); Central Review Fee 0.5% of Gross Sales from CMIPs (can rise to 2%); Call Center Fee $399/month (optional program)
Working capital (FDD Item 7)
Conversion: $0 to $75,000; New facility: $10,000 to $84,000 (operating expenses for the first 3 months of operation)

Fees sourceFDD p.31 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.38 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Part A: average and median annual Gross Sales (plus KPIs: PBAs and DRPs counts) for franchised facilities; Part B: Gross Sales ramp (Month 1 run rate and Years 1-4) for 158 conversion facilities opened FY2020-FY2023
Reporting period
FY2024 (Dec 31, 2023 - Dec 28, 2024) for Part A; Dec 29, 2019 - Dec 30, 2023 openings for Part B
Sample
397 of 471 franchised facilities (excluded 48 opened in FY2024, 26 with missing sales months, and 32 that closed in FY2024); average age 9.7 years
Reported average
$3,205,928
Reported median
$2,579,601

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.78 ↗

Unit growth: Item 20

Reporting year
2024
Scope
franchised outlets
Starting outlets
455
Year-end outlets
471
Net change
+16
Derivation
ending minus starting outlets
Openings
48
Terminations
31
Non-renewals
1
Other closures
0
Reacquisitions
0
Transfers
16

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.82 ↗

SBA loan history

Loan activity
35 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$845,750
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
12 loans
Historical charge-off share
0.00%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
0 / 29
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Carstar franchise cost?

Conversion CARSTAR Facility (existing body shop; no facility cost): $23,500 to $165,300; New CARSTAR Facility (includes $50,000-$200,000 facility line: lease costs at low end, 20% down on a $1,000,000 purchase at high end): $298,200 to $804,300 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $10,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.38 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Carstar owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Part A: average and median annual Gross Sales (plus KPIs: PBAs and DRPs counts) for franchised facilities; Part B: Gross Sales ramp (Month 1 run rate and Years 1-4) for 158 conversion facilities opened FY2020-FY2023. Sample: 397 of 471 franchised facilities (excluded 48 opened in FY2024, 26 with missing sales months, and 32 that closed in FY2024); average age 9.7 years. Period: FY2024 (Dec 31, 2023 - Dec 28, 2024) for Part A; Dec 29, 2019 - Dec 30, 2023 openings for Part B.

Item 19 performance sourceFDD p.78 ↗

What's the SBA charge-off rate for Carstar?

0.00%; numerator / denominator: 0 / 29. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $845,750; window: FY2023-FY2026 YTD through 2026-06-30; sample: 12 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 12/31/2025
Document: 35178-202512-02; document SHA-256: d0437b6d8831295072a4f1bc62d95baaf1986f7c69e3135ad9396a07da34693c
PDF page: 31; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 12/31/2025
Document: 35178-202512-02; document SHA-256: d0437b6d8831295072a4f1bc62d95baaf1986f7c69e3135ad9396a07da34693c
PDF page: 38; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 12/31/2025
Document: 35178-202512-02; document SHA-256: d0437b6d8831295072a4f1bc62d95baaf1986f7c69e3135ad9396a07da34693c
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 12/31/2025
Document: 35178-202512-02; document SHA-256: d0437b6d8831295072a4f1bc62d95baaf1986f7c69e3135ad9396a07da34693c
PDF page: 78; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 12/31/2025
Document: 35178-202512-02; document SHA-256: d0437b6d8831295072a4f1bc62d95baaf1986f7c69e3135ad9396a07da34693c
PDF page: 82; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval