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Food & Beverage · Brand S0263

Bruster's Real Ice Cream franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$1,215,120 to $2,669,060
standard free-standing store, franchisee buys real estate · +2 more
Royalty
5%
5% of Gross Sales, payable weekly (3rd day of each 7-day accounting Period) via ACH
Working capital
$20,000 to $40,000
for a single store (3 months); $60,000 to $120,000 under a 3-store Development Agreement
Units
219
+14 net in 2025
SBA loans approved
73
FY2021 to FY2026 YTD
SBA charge-off share
10.00%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
standard free-standing store, franchisee buys real estate$1,215,120 to $2,669,060
standard end-cap store, franchisee leases real estate$414,900 to $1,143,700
development agreement, 3 end-cap stores (leased)$1,244,700 to $3,391,100

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.18 ↗

Franchise fees and ongoing costs

Franchise fee
$20,000 to $40,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
5% · 5% of Gross Sales, payable weekly (3rd day of each 7-day accounting Period) via ACH
Marketing contribution
3% (basis not captured; see original filing)
Technology fee
No technology fee currently in effect; franchisor reserves right to charge up to $150/month (capped at 5% annual increase) in the future
Other fees
Transfer fee $20,000; Relocation fee $10,000; Interest of 1.5%/month on late payments
Working capital (FDD Item 7)
$20,000 to $40,000 for a single store (3 months); $60,000 to $120,000 under a 3-store Development Agreement

Fees sourceFDD p.12 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.18 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Average Unit Volume (AUV) of gross sales (average, median, and top/mid/bottom-range AUV) for franchised and affiliate-owned stores; also average/median Cost of Goods (COG) as % of Gross Sales
Reporting period
Calendar year 2025 (with historical AUV table covering 2014-2025, and COG table covering 2019-2025)
Sample
183 of 219 franchised stores open 358+ days in CY2025 (Table 1/2); 1 affiliate-owned store open 358+ days in CY2025 (Table 3)
Reported average
$746,650
Reported median
$685,840

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.56 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
205
Year-end outlets
219
Net change
+14
Derivation
ending minus starting outlets
Openings
18
Terminations
0
Non-renewals
0
Other closures
4
Reacquisitions
0
Transfers
5

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.60 ↗

SBA loan history

Loan activity
73 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$605,000
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
47 loans
Historical charge-off share
10.00%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
1 / 10
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Bruster's Real Ice Cream franchise cost?

standard free-standing store, franchisee buys real estate: $1,215,120 to $2,669,060; standard end-cap store, franchisee leases real estate: $414,900 to $1,143,700; development agreement, 3 end-cap stores (leased): $1,244,700 to $3,391,100 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $20,000 to $40,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.18 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Bruster's Real Ice Cream owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average Unit Volume (AUV) of gross sales (average, median, and top/mid/bottom-range AUV) for franchised and affiliate-owned stores; also average/median Cost of Goods (COG) as % of Gross Sales. Sample: 183 of 219 franchised stores open 358+ days in CY2025 (Table 1/2); 1 affiliate-owned store open 358+ days in CY2025 (Table 3). Period: Calendar year 2025 (with historical AUV table covering 2014-2025, and COG table covering 2019-2025).

Item 19 performance sourceFDD p.56 ↗

What's the SBA charge-off rate for Bruster's Real Ice Cream?

10.00%; numerator / denominator: 1 / 10. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $605,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 47 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 04/24/2026
Document: 36215-202604-09; document SHA-256: fd4ae66d48fed00003168f31bba0666c5ee176aaa336a2625826181e3b5ee70d
PDF page: 12; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 04/24/2026
Document: 36215-202604-09; document SHA-256: fd4ae66d48fed00003168f31bba0666c5ee176aaa336a2625826181e3b5ee70d
PDF page: 18; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 04/24/2026
Document: 36215-202604-09; document SHA-256: fd4ae66d48fed00003168f31bba0666c5ee176aaa336a2625826181e3b5ee70d
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 04/24/2026
Document: 36215-202604-09; document SHA-256: fd4ae66d48fed00003168f31bba0666c5ee176aaa336a2625826181e3b5ee70d
PDF page: 56; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 04/24/2026
Document: 36215-202604-09; document SHA-256: fd4ae66d48fed00003168f31bba0666c5ee176aaa336a2625826181e3b5ee70d
PDF page: 60; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval