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Education & Tutoring · Brand S0256

British Swim School franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$122,700 to $176,050
Standard Territory · +1 more
Royalty
10%
10% of Gross Sales, due monthly (5th of month); after year 1, greater of 10% of Gross Sales or a rising Minimum Royalty Amount ($1,500/mo yr 2, $2,500/mo yr 3, $3,500/mo yr 4+)
Working capital
$9,000 to $15,000
(Additional Funds - 3 Months, as-incurred payments to employees and third parties)
Units
289
+31 net in 2025
SBA loans approved
50
FY2021 to FY2026 YTD
SBA charge-off share
15.79%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
Standard Territory$122,700 to $176,050
Targeted Territory$95,200 to $151,050

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.27 ↗

Franchise fees and ongoing costs

Franchise fee
$39,500 to $59,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
10% · 10% of Gross Sales, due monthly (5th of month); after year 1, greater of 10% of Gross Sales or a rising Minimum Royalty Amount ($1,500/mo yr 2, $2,500/mo yr 3, $3,500/mo yr 4+)
Marketing contribution
2% (basis not captured; see original filing)
Technology fee
Currently estimated at $250/month, non-refundable; covers scheduling/billing software, website, franchise management system, LMS, VOIP, and email/cloud storage
Other fees
Not captured
Working capital (FDD Item 7)
$9,000 to $15,000 (Additional Funds - 3 Months, as-incurred payments to employees and third parties)

Fees sourceFDD p.16 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.27 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Revenue per contracted pool (avg/median/low/high) for 2023-2025; system also discloses (but table data was not extractable from this packet) outlet-class gross revenue performance and an income statement performance table
Reporting period
Calendar years 2023-2025 (primary figures for 2025)
Sample
Revenue-per-pool figures based on 565 contracted pools (2025), 559 (2024), 361 (2023) with >30 days of service; the (unextracted) Table 1/2a/2b figures were based on 244 outlets open ≥6 months in 2025; the (unextracted) Table 4 income statement was based on 168 U.S. outlets open ≥9 months in 2025
Reported average
Not captured
Reported median
Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.66 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
258
Year-end outlets
289
Net change
+31
Derivation
ending minus starting outlets
Openings
47
Terminations
14
Non-renewals
1
Other closures
1
Reacquisitions
0
Transfers
18

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.72 ↗

SBA loan history

Loan activity
50 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$150,000
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
46 loans
Historical charge-off share
15.79%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
3 / 19
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does British Swim School franchise cost?

Standard Territory: $122,700 to $176,050; Targeted Territory: $95,200 to $151,050 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $39,500 to $59,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.27 ↗

Franchise fee sourceFDD · page not captured ↗

How much do British Swim School owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Revenue per contracted pool (avg/median/low/high) for 2023-2025; system also discloses (but table data was not extractable from this packet) outlet-class gross revenue performance and an income statement performance table. Sample: Revenue-per-pool figures based on 565 contracted pools (2025), 559 (2024), 361 (2023) with >30 days of service; the (unextracted) Table 1/2a/2b figures were based on 244 outlets open ≥6 months in 2025; the (unextracted) Table 4 income statement was based on 168 U.S. outlets open ≥9 months in 2025. Period: Calendar years 2023-2025 (primary figures for 2025).

Item 19 performance sourceFDD p.66 ↗

What's the SBA charge-off rate for British Swim School?

15.79%; numerator / denominator: 3 / 19. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $150,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 46 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 04/27/2026
Document: 36257-202604-01; document SHA-256: 86ef13c60a4ea2064c69ae8dd864c049c0c519563c0b24c6e40e519653907100
PDF page: 16; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 04/27/2026
Document: 36257-202604-01; document SHA-256: 86ef13c60a4ea2064c69ae8dd864c049c0c519563c0b24c6e40e519653907100
PDF page: 27; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 04/27/2026
Document: 36257-202604-01; document SHA-256: 86ef13c60a4ea2064c69ae8dd864c049c0c519563c0b24c6e40e519653907100
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 04/27/2026
Document: 36257-202604-01; document SHA-256: 86ef13c60a4ea2064c69ae8dd864c049c0c519563c0b24c6e40e519653907100
PDF page: 66; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 04/27/2026
Document: 36257-202604-01; document SHA-256: 86ef13c60a4ea2064c69ae8dd864c049c0c519563c0b24c6e40e519653907100
PDF page: 72; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval