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Business Services · Brand S2617

Bio-One franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$134,645 to $221,095
standard (home-based, business vehicle required)
Royalty
7.5%
Greater of 7.5% of Gross Sales or a Minimum Royalty, paid monthly by the 16th via ACH; Minimum Royalty is $750 (months 1-12), $1,500 (from month 13), $2,250 (from month 25 through the initial term)
Working capital
Additional Funds - 3 months: $15,000 to $25,000 (first three months of operation, including employee salaries and an owner's salary or draw)
FDD Item 7
Units
144
-8 net in 2025
SBA loans approved
43
FY2021 to FY2026 YTD
SBA charge-off share
22.22%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
standard (home-based, business vehicle required)$134,645 to $221,095

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.18 ↗

Franchise fees and ongoing costs

Franchise fee
$60,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
7.5% · Greater of 7.5% of Gross Sales or a Minimum Royalty, paid monthly by the 16th via ACH; Minimum Royalty is $750 (months 1-12), $1,500 (from month 13), $2,250 (from month 25 through the initial term)
Marketing contribution
2% (basis not captured; see original filing)
Technology fee
$650 per month ($100 Technology Fee + $550 Software Fee), payable with Royalty; plus $1,595 one-time Technology Startup Fee
Other fees
QSP consumables replacement (franchisees have spent $100-$1,000/month); Accounting software $0-$250/month if designated; QSP Package Maintenance and Renewal Fee $10,000 no more than once every five years
Working capital (FDD Item 7)
Additional Funds - 3 months: $15,000 to $25,000 (first three months of operation, including employee salaries and an owner's salary or draw)

Fees sourceFDD p.13 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.18 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
2025 franchisee annual revenue by four tiers (average, high, low, median per tier) for franchisees with 12+ months of revenue; plus average/median/min/max expenses as % of revenue and Adjusted EBITDA % from franchisee-submitted P&Ls
Reporting period
Calendar year 2025
Sample
Revenue tiers: 110 franchisees with 12+ months of reported revenue (tier counts sum to 113); expense/EBITDA table: 79 profit-and-loss reports (notes elsewhere say 61 active franchisees operating 75 locations)
Reported average
Not captured
Reported median
Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.36 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
152
Year-end outlets
144
Net change
-8
Derivation
ending minus starting outlets
Openings
12
Terminations
17
Non-renewals
0
Other closures
0
Reacquisitions
3
Transfers
2

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.39 ↗

SBA loan history

Loan activity
43 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$150,000
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
30 loans
Historical charge-off share
22.22%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
4 / 18
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Bio-One franchise cost?

standard (home-based, business vehicle required): $134,645 to $221,095 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $60,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.18 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Bio-One owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: 2025 franchisee annual revenue by four tiers (average, high, low, median per tier) for franchisees with 12+ months of revenue; plus average/median/min/max expenses as % of revenue and Adjusted EBITDA % from franchisee-submitted P&Ls. Sample: Revenue tiers: 110 franchisees with 12+ months of reported revenue (tier counts sum to 113); expense/EBITDA table: 79 profit-and-loss reports (notes elsewhere say 61 active franchisees operating 75 locations). Period: Calendar year 2025.

Item 19 performance sourceFDD p.36 ↗

What's the SBA charge-off rate for Bio-One?

22.22%; numerator / denominator: 4 / 18. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $150,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 30 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 04/08/2026
Document: 35897-202604-08; document SHA-256: 6542649dc1aca8a81a21c38b001d23504be87f899b66ee8739ca69ff3d2baf70
PDF page: 13; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 04/08/2026
Document: 35897-202604-08; document SHA-256: 6542649dc1aca8a81a21c38b001d23504be87f899b66ee8739ca69ff3d2baf70
PDF page: 18; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 04/08/2026
Document: 35897-202604-08; document SHA-256: 6542649dc1aca8a81a21c38b001d23504be87f899b66ee8739ca69ff3d2baf70
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 04/08/2026
Document: 35897-202604-08; document SHA-256: 6542649dc1aca8a81a21c38b001d23504be87f899b66ee8739ca69ff3d2baf70
PDF page: 36; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 04/08/2026
Document: 35897-202604-08; document SHA-256: 6542649dc1aca8a81a21c38b001d23504be87f899b66ee8739ca69ff3d2baf70
PDF page: 39; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval