Big O Tires - Business Format Franchise / Product Distribution Franchise franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.36 ↗

Franchise fees and ongoing costs

Franchise fee

$10,000 to $17,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

3.5%-5.0% of Adjusted Gross Sales per Royalty Matrix, plus 2% of Gross Sales to National/Key Account Customers, 2% on Farm Class Tires, and 2% on Excess Service Department Sales; paid monthly by the 27th of the following month

Marketing contribution

0.9% (basis not captured; see original filing)

Technology fee

Navex POS subscription $295/month or AutoLeap SMS subscription $469/month per store (plus one-time license/implementation/training fees $2,048-$9,300+)

Other fees

National Auto Service Warranty & Roadside Assistance Plan $75/store/month; National Fleet Accounts Administrative Fee ~1.25% of Gross Sales + $0.95/transaction; Point of Purchase Packages up to $1,500/year

Working capital (FDD Item 7)

Additional Funds (up to 12 months): $50,000 to $150,000, covering pre-operational expenses and ongoing expenses (including payroll) not covered by sales revenue during the first 12 months

Fees sourceFDD p.20 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.36 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Average, and (per footnotes) median and quartile annual Gross Revenues (Part A); average Total Income, Gross Profit, Net Income and expense ratios (Part B)

Reporting period

January 1, 2025 through December 31, 2025 (the "2025 Year")

Sample

Part A: 454 of 465 franchised Stores (US); Part B: 288 of 465 franchised Stores (US)

Reported average

$2,821,056.22

Reported median

Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.86 ↗

Unit growth: Item 20

Reporting year

FYE March 31, 2026

Scope

franchised outlets

Starting outlets

461

Year-end outlets

470

Net change

+9

Derivation

ending minus starting outlets

Openings

15

Terminations

0

Non-renewals

3

Other closures

3

Reacquisitions

0

Transfers

10

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.90 ↗

SBA loan history

Loan activity

60 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$694,000

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

18 loans

Historical charge-off share

4.35%

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

3 / 69

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Big O Tires - Business Format Franchise / Product Distribution Franchise franchise cost?

standard leased store: $543,500 to $2,738,000 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $10,000 to $17,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.36 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Big O Tires - Business Format Franchise / Product Distribution Franchise owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average, and (per footnotes) median and quartile annual Gross Revenues (Part A); average Total Income, Gross Profit, Net Income and expense ratios (Part B). Sample: Part A: 454 of 465 franchised Stores (US); Part B: 288 of 465 franchised Stores (US). Period: January 1, 2025 through December 31, 2025 (the "2025 Year").

Item 19 performance sourceFDD p.86 ↗

What's the SBA charge-off rate for Big O Tires - Business Format Franchise / Product Distribution Franchise?

4.35%; numerator / denominator: 3 / 69. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $694,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 18 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗