Research preview · Archived source data · Not independently reviewed · Automated extraction

Food & Beverage · Brand S0184

Baja Fresh franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$428,560 to $1,034,290
Traditional (in-line/end-cap/free-standing, ~1,700 sq ft) · +1 more
Royalty
5%
5% of total weekly Gross Sales, debited weekly (Thursdays); may rise to up to 18% of Gross Sales during breach/default periods
Working capital
$42,400 to $73,500
(3-month working capital estimate); excludes pre-opening training expenses, pre-opening food waste, managerial salaries, and any payment to owner
Units
67
+0 net in 2025
SBA loans approved
0
FY2021 to FY2026 YTD
SBA charge-off share
20.00%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
Traditional (in-line/end-cap/free-standing, ~1,700 sq ft)$428,560 to $1,034,290
Non-Traditional (600-1,200 sq ft)$224,950 to $791,200

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.43 ↗

Franchise fees and ongoing costs

Franchise fee
$10,000 to $30,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
5% · 5% of total weekly Gross Sales, debited weekly (Thursdays); may rise to up to 18% of Gross Sales during breach/default periods
Marketing contribution
3% (basis not captured; see original filing)
Technology fee
Data Fees up to $75/month for POS data polling, plus $55/month POS Help Desk phone support maintenance contract
Other fees
Annual Meeting Registration Fee up to $1,000/year; $3,000 minimum Depository Account (replenished as debited); NY-only reporting Surcharge up to $10/week
Working capital (FDD Item 7)
$42,400 to $73,500 (3-month working capital estimate); excludes pre-opening training expenses, pre-opening food waste, managerial salaries, and any payment to owner

Fees sourceFDD p.36 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.43 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Average and median gross sales for existing franchised outlets, with top 20% and bottom 20% outlet cohorts
Reporting period
FY2025: December 1, 2024 through November 30, 2025
Sample
65 franchised outlets (existing locations open the full fiscal year, not newly opened, not temporarily closed) out of 67 total franchised stores as of 11/30/2025
Reported average
$822,568
Reported median
$813,419

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.83 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
67
Year-end outlets
67
Net change
+0
Derivation
ending minus starting outlets
Openings
1
Terminations
0
Non-renewals
3
Other closures
2
Reacquisitions
0
Transfers
2

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.84 ↗

SBA loan history

Loan activity
0 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
Not captured
Median loan window
Not captured
Median loan sample
Not captured
Historical charge-off share
20.00%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
7 / 35
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Baja Fresh franchise cost?

Traditional (in-line/end-cap/free-standing, ~1,700 sq ft): $428,560 to $1,034,290; Non-Traditional (600-1,200 sq ft): $224,950 to $791,200 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $10,000 to $30,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.43 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Baja Fresh owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average and median gross sales for existing franchised outlets, with top 20% and bottom 20% outlet cohorts. Sample: 65 franchised outlets (existing locations open the full fiscal year, not newly opened, not temporarily closed) out of 67 total franchised stores as of 11/30/2025. Period: FY2025: December 1, 2024 through November 30, 2025.

Item 19 performance sourceFDD p.83 ↗

What's the SBA charge-off rate for Baja Fresh?

20.00%; numerator / denominator: 7 / 35. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 03/27/2026
Document: 35620-202603-15; document SHA-256: 9433800dc56b67839ea279c92e21fb8b91b4270c0536efef0334e81315c9b610
PDF page: 36; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 03/27/2026
Document: 35620-202603-15; document SHA-256: 9433800dc56b67839ea279c92e21fb8b91b4270c0536efef0334e81315c9b610
PDF page: 43; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 03/27/2026
Document: 35620-202603-15; document SHA-256: 9433800dc56b67839ea279c92e21fb8b91b4270c0536efef0334e81315c9b610
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 03/27/2026
Document: 35620-202603-15; document SHA-256: 9433800dc56b67839ea279c92e21fb8b91b4270c0536efef0334e81315c9b610
PDF page: 83; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 03/27/2026
Document: 35620-202603-15; document SHA-256: 9433800dc56b67839ea279c92e21fb8b91b4270c0536efef0334e81315c9b610
PDF page: 84; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b