Bahama Buck's franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.17 ↗

Franchise fees and ongoing costs

Franchise fee

$34,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

6% · 6% of Gross Sales, currently collected monthly (franchisor reserves right to collect weekly)

Marketing contribution

2% (basis not captured; see original filing)

Technology fee

Currently not assessed; if imposed, estimated to be paid at the same time as the Royalty Fee

Other fees

Point of Sale Software fees $6,500-$15,500 (paid to third-party vendor); Social Media Fee estimated $0-$100/month (not currently charged); late payment fee $25 plus interest up to 18%/year and escalating late report/violation notice fees ($0-$500 per notice)

Working capital (FDD Item 7)

$20,000 (low and high shown in Item 7 table) to cover operating shortfalls/cash flow shortages during the first 3 months, reflecting SBA recommendations; Item 7 Note 18 separately states the high range could be estimated at $40,000 for a franchisee not obtaining an SBA loan.

Fees sourceFDD p.11 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.17 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Unit gross sales (high/mean/median/low, by percentile tier) for franchised and company-owned stores; company-owned adjusted Cost of Goods Sold, expenses, and EBITDA as % of net sales

Reporting period

Twelve months ended December 31, 2024

Sample

103 franchised stores (open at least one year, plus 10 open <12 months, that submitted data, out of 112 open and operating) for the franchisee sales chart; 3 company-owned Lubbock, TX stores for the company-owned sales and EBITDA charts

Reported average

$525,868

Reported median

$534,085

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.46 ↗

Unit growth: Item 20

Reporting year

2024

Scope

franchised outlets

Starting outlets

112

Year-end outlets

112

Net change

+0

Derivation

ending minus starting outlets

Openings

4

Terminations

0

Non-renewals

0

Other closures

4

Reacquisitions

0

Transfers

13

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.50 ↗

SBA loan history

Loan activity

0 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

Not captured

Median loan window

Not captured

Median loan sample

Not captured

Historical charge-off share

22.58%

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

14 / 62

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Bahama Buck's franchise cost?

single store (standard): $539,550 to $1,190,500; 3-store Multi-Store Amendment (2 additional locations): $1,617,150 to $3,571,500 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $34,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.17 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Bahama Buck's owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Unit gross sales (high/mean/median/low, by percentile tier) for franchised and company-owned stores; company-owned adjusted Cost of Goods Sold, expenses, and EBITDA as % of net sales. Sample: 103 franchised stores (open at least one year, plus 10 open <12 months, that submitted data, out of 112 open and operating) for the franchisee sales chart; 3 company-owned Lubbock, TX stores for the company-owned sales and EBITDA charts. Period: Twelve months ended December 31, 2024.

Item 19 performance sourceFDD p.46 ↗

What's the SBA charge-off rate for Bahama Buck's?

22.58%; numerator / denominator: 14 / 62. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability.

SBA loans sourceSBA data · Jun 30, 2026 ↗