Research preview · Archived source data · Not independently reviewed · Automated extraction

Food & Beverage · Brand S0183

Bahama Buck's Original Shaved Ice Company franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$539,550 to $1,190,500
single store (build-out of leased space or free-standing building) · +1 more
Royalty
6%
6% of Gross Sales, currently collected monthly by the 15th (right to collect weekly)
Working capital
Additional funds for 3 months: $20,000 low and $20,000 high in the table; Note 18 says the high estimate would be $40,000 for a franchisee not obtaining an SBA loan
FDD Item 7
Units
112
+0 net in 2024
SBA loans approved
35
FY2021 to FY2026 YTD
SBA charge-off share
9.09%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
single store (build-out of leased space or free-standing building)$539,550 to $1,190,500
3-store multi-store development$1,617,150 to $3,571,500

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.17 ↗

Franchise fees and ongoing costs

Franchise fee
$34,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
6% · 6% of Gross Sales, currently collected monthly by the 15th (right to collect weekly)
Marketing contribution
2% (basis not captured; see original filing)
Technology fee
Currently not assessed; paid with royalty if charged (amount not stated)
Other fees
POS software $6,500-$15,500 (third-party vendor); social media fee up to $100/month (not currently charged); late fee $25 per late payment plus interest up to 18%
Working capital (FDD Item 7)
Additional funds for 3 months: $20,000 low and $20,000 high in the table; Note 18 says the high estimate would be $40,000 for a franchisee not obtaining an SBA loan

Fees sourceFDD p.11 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.17 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Franchised store sales (high/mean/median/low, net of sales tax) by tier; company-owned store sales; company-owned adjusted costs and EBITDA
Reporting period
Twelve months ended December 31, 2024
Sample
103 franchised stores (of 112 open) plus 3 company-owned stores; the profit chart covers the company stores
Reported average
$525,868
Reported median
$534,085

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.46 ↗

Unit growth: Item 20

Reporting year
2024
Scope
franchised outlets
Starting outlets
112
Year-end outlets
112
Net change
+0
Derivation
ending minus starting outlets
Openings
4
Terminations
0
Non-renewals
0
Other closures
4
Reacquisitions
0
Transfers
13

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.50 ↗

SBA loan history

Loan activity
35 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$658,200
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
25 loans
Historical charge-off share
9.09%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
1 / 11
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Bahama Buck's Original Shaved Ice Company franchise cost?

single store (build-out of leased space or free-standing building): $539,550 to $1,190,500; 3-store multi-store development: $1,617,150 to $3,571,500 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $34,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.17 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Bahama Buck's Original Shaved Ice Company owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Franchised store sales (high/mean/median/low, net of sales tax) by tier; company-owned store sales; company-owned adjusted costs and EBITDA. Sample: 103 franchised stores (of 112 open) plus 3 company-owned stores; the profit chart covers the company stores. Period: Twelve months ended December 31, 2024.

Item 19 performance sourceFDD p.46 ↗

What's the SBA charge-off rate for Bahama Buck's Original Shaved Ice Company?

9.09%; numerator / denominator: 1 / 11. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $658,200; window: FY2023-FY2026 YTD through 2026-06-30; sample: 25 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 02/06/2026
Document: 35355-202602-07; document SHA-256: 0411b050c7b92710d3886fc422aaeaf0289a2a75739789db0837bf197ffbe2eb
PDF page: 11; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 02/06/2026
Document: 35355-202602-07; document SHA-256: 0411b050c7b92710d3886fc422aaeaf0289a2a75739789db0837bf197ffbe2eb
PDF page: 17; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 02/06/2026
Document: 35355-202602-07; document SHA-256: 0411b050c7b92710d3886fc422aaeaf0289a2a75739789db0837bf197ffbe2eb
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 02/06/2026
Document: 35355-202602-07; document SHA-256: 0411b050c7b92710d3886fc422aaeaf0289a2a75739789db0837bf197ffbe2eb
PDF page: 46; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 02/06/2026
Document: 35355-202602-07; document SHA-256: 0411b050c7b92710d3886fc422aaeaf0289a2a75739789db0837bf197ffbe2eb
PDF page: 50; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval