ARCpoint Labs franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.18 ↗

Franchise fees and ongoing costs

Franchise fee

$54,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

7% · 7% of Gross Revenue per month, minimum $350 per month, paid by ACH by the 15th for the prior month

Marketing contribution

2% (basis not captured; see original filing)

Technology fee

$300/month starting 60 days after signing until Lab Operations begin, then $450/month; may increase, capped at $600/month

Other fees

Physician Processing Fee up to $2 per requisition/injection (quarterly); National Marketing Fund may rise to 3% of Gross Revenue; SOCI social media/directory listings $300 annually (currently)

Working capital (FDD Item 7)

Item 7 states Additional Funds for 6 months (not 3): $54,000 - $72,000, covering rent/lease deposits, payroll, local advertising, royalty/technology/marketing fund fees and other operating costs, excluding owner draw or salary.

Fees sourceFDD p.13 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.18 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Gross Sales minus clinical program sales, by segment (top 20% / middle 60% / bottom 20%): average, median, range, and count meeting the segment average

Reporting period

Calendar year 2025 (12 months ended December 31, 2025)

Sample

83 franchised businesses open 12+ months at 12/31/2025 (of 118 total); excludes 13 opened in 2025 and 22 that closed in 2025

Reported average

Not captured

Reported median

Not captured

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.43 ↗

Unit growth: Item 20

Reporting year

2025

Scope

franchised outlets

Starting outlets

124

Year-end outlets

118

Net change

-6

Derivation

ending minus starting outlets

Openings

17

Terminations

1

Non-renewals

0

Other closures

22

Reacquisitions

0

Transfers

6

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.45 ↗

SBA loan history

Loan activity

22 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$148,500

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

12 loans

Historical charge-off share

Suppressed: fewer than 10 seasoned loans

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

0 / 4

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does ARCpoint Labs franchise cost?

Single ARCpoint Labs business: $165,700 to $310,420; Multi-Franchise Addendum (2-5 businesses), first unit fully built plus initial fees for units 2-5: $215,200 to $483,420 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $54,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.18 ↗

Franchise fee sourceFDD · page not captured ↗

How much do ARCpoint Labs owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Gross Sales minus clinical program sales, by segment (top 20% / middle 60% / bottom 20%): average, median, range, and count meeting the segment average. Sample: 83 franchised businesses open 12+ months at 12/31/2025 (of 118 total); excludes 13 opened in 2025 and 22 that closed in 2025. Period: Calendar year 2025 (12 months ended December 31, 2025).

Item 19 performance sourceFDD p.43 ↗

What's the SBA charge-off rate for ARCpoint Labs?

Suppressed: fewer than 10 seasoned loans; numerator / denominator: 0 / 4. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $148,500; window: FY2023-FY2026 YTD through 2026-06-30; sample: 12 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗