Arby's franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.40 ↗

Franchise fees and ongoing costs

Franchise fee

$0 to $37,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

4% · 4% of Gross Sales for Traditional Restaurants (6.2% for Non-Traditional), payable monthly by the 10th of the following month; reduced schedule under Standard incentive (0.5% yr 1, 1% yrs 2-4, 2% yr 5, 4% thereafter)

Marketing contribution

5% (basis not captured; see original filing)

Technology fee

Arby's Order Ahead Platform: $50/month per restaurant plus 4% of Gross Sales per order-ahead transaction (35 cents min, $1.25 max) and 3% on third-party delivery orders; Learning Management System $62.99/year per restaurant

Other fees

Advertising and Marketing Service Fee 3.22%-5% of Gross Sales (paid with royalty); Arby's Order Ahead Platform fees (if participating); LMS fee $62.99/year

Working capital (FDD Item 7)

Working Capital / Additional Funds: $33,000 to $100,000 (initial operating expenses including restaurant management salaries for 3 months of operation)

Fees sourceFDD p.31 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.40 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

Annual Unit Volumes (gross sales) for franchised Traditional Restaurants, overall, by quartile, and by venue type; no cost or profit data

Reporting period

Fiscal 2025 (December 30, 2024 to December 28, 2025)

Sample

2,182 franchised Traditional Restaurants (excludes 21 opened in 2025, 6 closed for extended periods, 115 transferred from company in Dec 2025, 4 multi-brand, 19 Non-Traditional, and 78 that closed in 2025)

Reported average

$1,274,787

Reported median

$1,201,669

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.72 ↗

Unit growth: Item 20

Reporting year

2025

Scope

franchised outlets

Starting outlets

2286

Year-end outlets

2344

Net change

+58

Derivation

ending minus starting outlets

Openings

136

Terminations

0

Non-renewals

8

Other closures

70

Reacquisitions

0

Transfers

57

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.74 ↗

SBA loan history

Loan activity

21 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$680,000

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

6 loans

Historical charge-off share

6.82%

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

3 / 44

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Arby's franchise cost?

Free-standing leased (Inspire image, excluding purchase of real estate): $868,550 to $2,456,600; Non-free-standing leased (in-line, end cap with drive-thru, truck stop, travel plaza, convenience store; excluding purchase): $651,550 to $1,379,600 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $0 to $37,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.40 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Arby's owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Annual Unit Volumes (gross sales) for franchised Traditional Restaurants, overall, by quartile, and by venue type; no cost or profit data. Sample: 2,182 franchised Traditional Restaurants (excludes 21 opened in 2025, 6 closed for extended periods, 115 transferred from company in Dec 2025, 4 multi-brand, 19 Non-Traditional, and 78 that closed in 2025). Period: Fiscal 2025 (December 30, 2024 to December 28, 2025).

Item 19 performance sourceFDD p.72 ↗

What's the SBA charge-off rate for Arby's?

6.82%; numerator / denominator: 3 / 44. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $680,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 6 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗