Research preview · Archived source data · Not independently reviewed · Automated extraction

Fitness & Recreation · Brand S0122

Anytime Fitness franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$539,329 to $905,482
standard start-up center (4,000-7,000 sq ft, leased 'vanilla shell' space)
Royalty
$842
Flat 'Monthly Fee' per center, CPI-adjusted annually each January; franchisor reserves the right to replace it with a percentage royalty of up to 8% of Gross Revenue
Working capital
$47,394 to $49,194
for the first 3 months, covering uniforms and payroll for a full-time personal trainer and 2 full-time employees, additional utility costs, keyfobs, first 3 months' Monthly Fees, General Advertising and Marketing Fees, minimum Local Marketing Spend, and Base Technology Fees; excludes owner's draw.
Units
2,271
-19 net in 2025
SBA loans approved
249
FY2021 to FY2026 YTD
SBA charge-off share
11.13%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
standard start-up center (4,000-7,000 sq ft, leased 'vanilla shell' space)$539,329 to $905,482

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.26 ↗

Franchise fees and ongoing costs

Franchise fee
$22,500 to $42,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
$842 · Flat 'Monthly Fee' per center, CPI-adjusted annually each January; franchisor reserves the right to replace it with a percentage royalty of up to 8% of Gross Revenue
Marketing contribution
Not captured
Technology fee
$799/month per center (Base Technology Fee, formerly Global Access Fee), increasing 10% annually, compounded
Other fees
General Advertising and Marketing Fee ($900/mo per center, capped at greater of $900/mo or 3% of Gross Revenue); AF Coaching Fees ($109-$149/center/month, only for pre-3/28/2019 agreements); Conference Fee ($499-$749 per registration, biennial)
Working capital (FDD Item 7)
$47,394 to $49,194 for the first 3 months, covering uniforms and payroll for a full-time personal trainer and 2 full-time employees, additional utility costs, keyfobs, first 3 months' Monthly Fees, General Advertising and Marketing Fees, minimum Local Marketing Spend, and Base Technology Fees; excludes owner's draw.

Fees sourceFDD p.18 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.26 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Average/median/quartile gross revenue (membership, coaching, pay-per-visit) for franchised centers using AF Coaching, and separately for those using the Coaching Dashboard; plus a full revenue/expense/EBITDA statement for company-owned centers
Reporting period
12-month period ended February 28, 2026 (Sections I & II, franchised centers); Section III (company-owned centers) also covers the 12-month period ended February 28, 2026, framed as a '2025 Statement of Revenue, Expenses and Earnings'
Sample
1,683 franchised centers open the full period and using AF Coaching (Section I); 215 of those also using the Coaching Dashboard for 9+ months (Section II); 11 company-owned centers (Section III)
Reported average
$446,814
Reported median
$398,982

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.62 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
2290
Year-end outlets
2271
Net change
-19
Derivation
ending minus starting outlets
Openings
53
Terminations
39
Non-renewals
30
Other closures
3
Reacquisitions
0
Transfers
169

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.67 ↗

SBA loan history

Loan activity
249 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$441,000
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
143 loans
Historical charge-off share
11.13%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
76 / 683
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does Anytime Fitness franchise cost?

standard start-up center (4,000-7,000 sq ft, leased 'vanilla shell' space): $539,329 to $905,482 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $22,500 to $42,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.26 ↗

Franchise fee sourceFDD · page not captured ↗

How much do Anytime Fitness owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average/median/quartile gross revenue (membership, coaching, pay-per-visit) for franchised centers using AF Coaching, and separately for those using the Coaching Dashboard; plus a full revenue/expense/EBITDA statement for company-owned centers. Sample: 1,683 franchised centers open the full period and using AF Coaching (Section I); 215 of those also using the Coaching Dashboard for 9+ months (Section II); 11 company-owned centers (Section III). Period: 12-month period ended February 28, 2026 (Sections I & II, franchised centers); Section III (company-owned centers) also covers the 12-month period ended February 28, 2026, framed as a '2025 Statement of Revenue, Expenses and Earnings'.

Item 19 performance sourceFDD p.62 ↗

What's the SBA charge-off rate for Anytime Fitness?

11.13%; numerator / denominator: 76 / 683. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $441,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 143 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 09/14/2026
Document: 37264-202609-04; document SHA-256: 7b6c33fafabb17c59ad52654c9919b525fc83cf960de6f0658f82c61c56757d6
PDF page: 18; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 09/14/2026
Document: 37264-202609-04; document SHA-256: 7b6c33fafabb17c59ad52654c9919b525fc83cf960de6f0658f82c61c56757d6
PDF page: 26; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 09/14/2026
Document: 37264-202609-04; document SHA-256: 7b6c33fafabb17c59ad52654c9919b525fc83cf960de6f0658f82c61c56757d6
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 09/14/2026
Document: 37264-202609-04; document SHA-256: 7b6c33fafabb17c59ad52654c9919b525fc83cf960de6f0658f82c61c56757d6
PDF page: 62; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 09/14/2026
Document: 37264-202609-04; document SHA-256: 7b6c33fafabb17c59ad52654c9919b525fc83cf960de6f0658f82c61c56757d6
PDF page: 67; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval