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America's Swimming Pool Co. franchise research

Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.

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Source: FDD issued Not captured · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources

Investment
$88,695 to $213,171
Franchised business (low = one-unit territory outside Year-Round States; high = three-unit California territory)
Royalty
7%
Tiered, % of Gross Revenue per calendar year, paid monthly: 7% of first $100,000; 6% from $100,001 to $250,000; 5% above $250,000; resets to 7% each January
Working capital
Additional Funds $16,000 (low and high) covering the initial period of operation, defined in the FDD as six months from opening (not three months)
FDD Item 7
Units
410
+18 net in 2025
SBA loans approved
22
FY2021 to FY2026 YTD
SBA charge-off share
30.00%
historical, not a failure rate

Investment by format

Estimated initial investment by named format
FormatDisclosed range
Franchised business (low = one-unit territory outside Year-Round States; high = three-unit California territory)$88,695 to $213,171

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.29 ↗

Franchise fees and ongoing costs

Franchise fee
$40,000 to $90,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
Royalty
7% · Tiered, % of Gross Revenue per calendar year, paid monthly: 7% of first $100,000; 6% from $100,001 to $250,000; 5% above $250,000; resets to 7% each January
Marketing contribution
1% (basis not captured; see original filing)
Technology fee
$250 per month (can rise by up to $150 per calendar year to a $500 monthly cap, plus allocated cost of new software)
Other fees
Website fee $350/month (counts toward local marketing); Call center fees paid directly to designated vendor; Annual conference fee when held
Working capital (FDD Item 7)
Additional Funds $16,000 (low and high) covering the initial period of operation, defined in the FDD as six months from opening (not three months)

Fees sourceFDD p.18 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.29 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured
Yes
Metric / basis
Gross Revenue per Territory by quartile (127 territories), Net Profit per Territory by quartile (107 territories), and average Gross Revenue and EBITDA per Territory by quartile (107 territories); also systemwide sales and same-store growth
Reporting period
Fiscal year 2025 (calendar year ended December 31, 2025)
Sample
127 territories open all of 2025 for gross revenue; 107 territories with QuickBooks P&Ls for net profit and EBITDA; excludes 13 opened in 2025, 10 ceased in 2025, and 4 without a full 12 months of revenue
Reported average
$910,643
Reported median
$594,460

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.70 ↗

Unit growth: Item 20

Reporting year
2025
Scope
franchised outlets
Starting outlets
392
Year-end outlets
410
Net change
+18
Derivation
ending minus starting outlets
Openings
48
Terminations
14
Non-renewals
1
Other closures
15
Reacquisitions
0
Transfers
20

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.74 ↗

SBA loan history

Loan activity
22 approvals
Activity window
FY2021-FY2026 YTD; snapshot 2026-06-30
Median SBA loan
$150,000
Median loan window
FY2023-FY2026 YTD through 2026-06-30
Median loan sample
13 loans
Historical charge-off share
30.00%
Cohort
7(a) FY2010-2019 approvals
Numerator / denominator
3 / 10
Formula
CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does America's Swimming Pool Co. franchise cost?

Franchised business (low = one-unit territory outside Year-Round States; high = three-unit California territory): $88,695 to $213,171 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $40,000 to $90,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.29 ↗

Franchise fee sourceFDD · page not captured ↗

How much do America's Swimming Pool Co. owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Gross Revenue per Territory by quartile (127 territories), Net Profit per Territory by quartile (107 territories), and average Gross Revenue and EBITDA per Territory by quartile (107 territories); also systemwide sales and same-store growth. Sample: 127 territories open all of 2025 for gross revenue; 107 territories with QuickBooks P&Ls for net profit and EBITDA; excludes 13 opened in 2025, 10 ceased in 2025, and 4 without a full 12 months of revenue. Period: Fiscal year 2025 (calendar year ended December 31, 2025).

Item 19 performance sourceFDD p.70 ↗

What's the SBA charge-off rate for America's Swimming Pool Co.?

30.00%; numerator / denominator: 3 / 10. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $150,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 13 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Sources and data details

Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.

Show document IDs, page pointers and hashes
Fees

Original source · FDD issued: Not captured; Registry received: 04/24/2026
Document: 36214-202604-11; document SHA-256: 286aaa8dc1d71c902eb1a1115cf0bf6b1547aeb39dd16becb57b936ad5979f72
PDF page: 18; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Investment

Original source · FDD issued: Not captured; Registry received: 04/24/2026
Document: 36214-202604-11; document SHA-256: 286aaa8dc1d71c902eb1a1115cf0bf6b1547aeb39dd16becb57b936ad5979f72
PDF page: 29; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Franchise fee

Original source · FDD issued: Not captured; Registry received: 04/24/2026
Document: 36214-202604-11; document SHA-256: 286aaa8dc1d71c902eb1a1115cf0bf6b1547aeb39dd16becb57b936ad5979f72
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00

Item 19 performance

Original source · FDD issued: Not captured; Registry received: 04/24/2026
Document: 36214-202604-11; document SHA-256: 286aaa8dc1d71c902eb1a1115cf0bf6b1547aeb39dd16becb57b936ad5979f72
PDF page: 70; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

Unit growth

Original source · FDD issued: Not captured; Registry received: 04/24/2026
Document: 36214-202604-11; document SHA-256: 286aaa8dc1d71c902eb1a1115cf0bf6b1547aeb39dd16becb57b936ad5979f72
PDF page: 74; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d

SBA loans

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b

Median SBA loan

Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval