Automotive · Brand S0032
AAMCO Transmissions and Total Car Care franchise research
Costs by format. Disclosure context. Historical loan evidence. Know what is captured and what still needs diligence.
Open your research shortlistSource: FDD issued Apr 30, 2024 · SBA data through Jun 30, 2026 · Automated extraction, not human-reviewed · View all sources
- Investment
- $236,800 to $361,200 New AAMCO Center (New Franchisee), total estimated initial investment incl. additional funds
- Royalty
- 7.5% 7.5% of Gross Receipts (standard 'Franchise Fee', paid weekly via EFT); 5% of Gross Receipts for first term for qualifying Existing Franchisee additional centers
- Working capital
- Additional Funds (Item 7 note 14): $40,000 - $60,000; table also lists 13 weeks advertising costs $4,700 - $13,500 and 3 months POS access/support $500 FDD Item 7
- Units
- 540 -7 net in 2023
- SBA loans approved
- 75 FY2021 to FY2026 YTD
- SBA charge-off share
- 14.29% historical, not a failure rate
Investment by format
| Format | Disclosed range |
|---|---|
| New AAMCO Center (New Franchisee), total estimated initial investment incl. additional funds | $236,800 to $361,200 |
Format-specific estimates only. Do not combine one format's minimum with another format's maximum.
Investment sourceFDD · page not captured ↗
Franchise fees and ongoing costs
- Franchise fee
- $39,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.
- Royalty
- 7.5% · 7.5% of Gross Receipts (standard 'Franchise Fee', paid weekly via EFT); 5% of Gross Receipts for first term for qualifying Existing Franchisee additional centers
- Marketing contribution
- Not captured
- Technology fee
- POS software support $149/month; POS initial license $2,499 (one-time); reputation management $50/month
- Other fees
- National Creative Advertising Fund $150/month; 1-800-GO-AAMCO $125 initial connection plus per-minute call fees; Express Cash processing fee 1.38% of approved fleet repair orders (optional program)
- Working capital (FDD Item 7)
- Additional Funds (Item 7 note 14): $40,000 - $60,000; table also lists 13 weeks advertising costs $4,700 - $13,500 and 3 months POS access/support $500
Fees sourceFDD p.20 ↗
Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.
Investment sourceFDD · page not captured ↗
Franchise fee sourceFDD · page not captured ↗
Financial performance: Item 19
- Item 19 captured
- Yes
- Metric / basis
- Average and median annual gross sales of full-year Operating Centers, by quartile; plus revenue/expense/center profit for 54 Responsive Centers (2022)
- Reporting period
- Fiscal year ended December 31, 2023 (gross sales); 2022 for the Responsive Centers profit table
- Sample
- 498 Operating Centers of 540 franchised Centers (US and Canada) open at end of 2023; 54 Responsive Centers for the 2022 profit table
- Reported average
- $1,001,878
- Reported median
- $938,379
Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.
Item 19 performance sourceFDD p.53 ↗
Unit growth: Item 20
- Reporting year
- 2023
- Scope
- franchised outlets
- Starting outlets
- 547
- Year-end outlets
- 540
- Net change
- -7
- Derivation
- ending minus starting outlets
- Openings
- 11
- Terminations
- Not captured
- Non-renewals
- Not captured
- Other closures
- Not captured
- Reacquisitions
- Not captured
- Transfers
- Not captured
Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.
Unit growth sourceFDD p.67 ↗
SBA loan history
- Loan activity
- 75 approvals
- Activity window
- FY2021-FY2026 YTD; snapshot 2026-06-30
- Median SBA loan
- $370,000
- Median loan window
- FY2023-FY2026 YTD through 2026-06-30
- Median loan sample
- 50 loans
- Historical charge-off share
- 14.29%
- Cohort
- 7(a) FY2010-2019 approvals
- Numerator / denominator
- 3 / 21
- Formula
- CHGOFF / (PIF + CHGOFF + EXEMPT) × 100
This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.
Median SBA loan sourceSBA data · Jun 30, 2026 ↗
Questions before you invest
How much does AAMCO Transmissions and Total Car Care franchise cost?
New AAMCO Center (New Franchisee), total estimated initial investment incl. additional funds: $236,800 to $361,200 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $39,500 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..
Investment sourceFDD · page not captured ↗
Franchise fee sourceFDD · page not captured ↗
How much do AAMCO Transmissions and Total Car Care owners make?
Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: Average and median annual gross sales of full-year Operating Centers, by quartile; plus revenue/expense/center profit for 54 Responsive Centers (2022). Sample: 498 Operating Centers of 540 franchised Centers (US and Canada) open at end of 2023; 54 Responsive Centers for the 2022 profit table. Period: Fiscal year ended December 31, 2023 (gross sales); 2022 for the Responsive Centers profit table.
Item 19 performance sourceFDD p.53 ↗
What's the SBA charge-off rate for AAMCO Transmissions and Total Car Care?
14.29%; numerator / denominator: 3 / 21. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $370,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 50 loans. Median financing is not total investment.
SBA loans sourceSBA data · Jun 30, 2026 ↗
Median SBA loan sourceSBA data · Jun 30, 2026 ↗
Sources and data details
Every figure above links to the page of the filing it was read from. These are the document IDs, page pointers and checksums behind them, for anyone who wants to audit the data.
Show document IDs, page pointers and hashes
Original source · FDD issued: 2024-04-30; Registry received: 04/30/2024
Document: 31548-202404-06; document SHA-256: a3d12fdc7fcd72fecbb965e331e97de66d9a15681865690c7b1596af58a7e8a8
PDF page: 20; pointer: section-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: 2024-04-30; Registry received: 04/30/2024
Document: 31548-202404-06; document SHA-256: a3d12fdc7fcd72fecbb965e331e97de66d9a15681865690c7b1596af58a7e8a8
PDF page: Not captured; pointer: unverified-section-anchor. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: 2024-04-30; Registry received: 04/30/2024
Document: 31548-202404-06; document SHA-256: a3d12fdc7fcd72fecbb965e331e97de66d9a15681865690c7b1596af58a7e8a8
PDF page: Not captured; pointer: source-known-page-unknown. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Original source · FDD issued: 2024-04-30; Registry received: 04/30/2024
Document: 31548-202404-06; document SHA-256: a3d12fdc7fcd72fecbb965e331e97de66d9a15681865690c7b1596af58a7e8a8
PDF page: 53; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · FDD issued: 2024-04-30; Registry received: 04/30/2024
Document: 31548-202404-06; document SHA-256: a3d12fdc7fcd72fecbb965e331e97de66d9a15681865690c7b1596af58a7e8a8
PDF page: 67; pointer: scalar-page-match. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2010_FY2019_asof_260630.csv; document SHA-256: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade
PDF page: Not captured; pointer: raw-aggregate-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2010_FY2019_asof_260630.csv: 01a3e2c7988a6f4052e53f218a309feb2ec2fe42887bebdc0fa94ac8b1024ade; FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; FOIA_504_FY2010_Present_asof_260630.csv: 8c0e15414217254bcde2a253a8f17418b3dc65ce78dbc56cc1f1ab05c4a05ad4; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Original source · SBA snapshot: 2026-06-30
Document: FOIA_7a_FY2020_Present_asof_260630.csv; document SHA-256: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe
PDF page: Not captured; pointer: raw-median-recomputed. Not independently reviewed.
Dataset generated: 2026-10-03T02:32:20.074756+00:00; dataset version: f8a919ba13aeff8e04da22842f084c7fb459e532543a173426eaa34a86deca5d
Input document hashes: FOIA_7a_FY2020_Present_asof_260630.csv: 6c1e9132b5141a19f82bdc8ccafb86c9a01662461cad41ddb36a3cf409d8a4fe; code_map.csv: df55c53a0afc764ee1507d535a1924a3fab105a6daca0143ca56d9791d385d7b
Enrichment generated: 2026-10-03T11:34:53.025030+00:00
Program: 7(a); Amount column: GrossApproval