360 Painting franchise research

Investment by format

Format-specific estimates only. Do not combine one format's minimum with another format's maximum.

Investment sourceFDD p.37 ↗

Franchise fees and ongoing costs

Franchise fee

$54,000 to $60,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review.

Royalty

6% · 6% of weekly Gross Sales, paid weekly on Tuesdays based on prior week's sales

Marketing contribution

2% (basis not captured; see original filing)

Technology fee

$2,500 one-time initial fee plus a recurring weekly technology fee (stated as $75/week in Item 7 notes; Item 6 table text is garbled and shows a conflicting $125/week figure)

Other fees

Call Center Fee: greater of $140/week or 1% of Gross Sales (up to $290/wk); Job Proposal/Estimating Software: ~$35/month to 3rd-party vendor; Marketing Fund Contribution: 2% of Gross Sales weekly

Working capital (FDD Item 7)

$10,000 - $30,000 recommended available working capital for the first 3 months of operation (does not include a salary for the Designated Manager); franchisor cannot guarantee this will be sufficient.

Fees sourceFDD p.27 ↗

Working capital is drawn from Item 7. The Investment source below locates the investment section, not an independently verified working-capital scalar.

Investment sourceFDD p.37 ↗

Franchise fee sourceFDD · page not captured ↗

Financial performance: Item 19

Item 19 captured

Yes

Metric / basis

average, median, and high/low unit gross sales (revenue), plus a breakdown by thirds (bottom/middle/top) of units by revenue; no profit or expense data

Reporting period

calendar year 2019 (a separate, narrower figure is also given for calendar year 2018)

Sample

51 units owned by 41 franchisees that were open and reported revenue every month of 2019 (out of 117 total units open as of Dec 31, 2019); for the 2018 figure, 77 of 106 franchisees open at year-end 2018 had operated continuously all year

Reported average

$357,137

Reported median

$367,558

Owner income is not captured. Gross sales and EBITDA are not owner pay. Results depend on the disclosed metric, sample and period; consult the full filing.

Item 19 performance sourceFDD p.80 ↗

Unit growth: Item 20

Reporting year

2019

Scope

franchised outlets

Starting outlets

101

Year-end outlets

117

Net change

+16

Derivation

ending minus starting outlets

Openings

44

Terminations

2

Non-renewals

0

Other closures

26

Reacquisitions

0

Transfers

Not captured

Transfers are not closures. Net change is ending minus starting outlets for the stated scope and year, or complete openings less terminations, non-renewals, other closures and reacquisitions. Missing inputs stay unknown.

Unit growth sourceFDD p.87 ↗

SBA loan history

Loan activity

51 approvals

Activity window

FY2021-FY2026 YTD; snapshot 2026-06-30

Median SBA loan

$150,000

Median loan window

FY2023-FY2026 YTD through 2026-06-30

Median loan sample

33 loans

Historical charge-off share

12.50%

Cohort

7(a) FY2010-2019 approvals

Numerator / denominator

4 / 32

Formula

CHGOFF / (PIF + CHGOFF + EXEMPT) × 100

This is a historical loan-level share, not a franchise failure probability or location survival rate. Loan size is not total investment. Other loan statuses are excluded from the seasoned denominator. Activity combines 7(a) and 504 approvals, excluding canceled and not-funded records; this is not a rolling five-year count. FY2024-25 franchise tags are sparse after directory suspension; fewer tagged loans do not establish brand decline. Recent charge-off cohorts are immature.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median loan amounts are financing context, not startup cost. The median window is separate from the seasoned charge-off cohort.

Median SBA loan sourceSBA data · Jun 30, 2026 ↗

Questions before you invest

How much does 360 Painting franchise cost?

standard (home-based office): $92,955 to $139,500 These are format-specific estimates, not a guaranteed cash requirement. Franchise fee: $54,000 to $60,000 · Extracted Item 5 scalar range, not a universal minimum or maximum; formats, eligibility, discounts and waivers require original-filing review..

Investment sourceFDD p.37 ↗

Franchise fee sourceFDD · page not captured ↗

How much do 360 Painting owners make?

Owner income is not captured. Gross sales and EBITDA are not owner pay. Item 19 metric: average, median, and high/low unit gross sales (revenue), plus a breakdown by thirds (bottom/middle/top) of units by revenue; no profit or expense data. Sample: 51 units owned by 41 franchisees that were open and reported revenue every month of 2019 (out of 117 total units open as of Dec 31, 2019); for the 2018 figure, 77 of 106 franchisees open at year-end 2018 had operated continuously all year. Period: calendar year 2019 (a separate, narrower figure is also given for calendar year 2018).

Item 19 performance sourceFDD p.80 ↗

What's the SBA charge-off rate for 360 Painting?

12.50%; numerator / denominator: 4 / 32. Historical 7(a) FY2010-2019 approvals; CHGOFF / (PIF + CHGOFF + EXEMPT) × 100, snapshot 2026-06-30. This is not a franchise failure probability. Median SBA loan: $150,000; window: FY2023-FY2026 YTD through 2026-06-30; sample: 33 loans. Median financing is not total investment.

SBA loans sourceSBA data · Jun 30, 2026 ↗

Median SBA loan sourceSBA data · Jun 30, 2026 ↗